Good Luck on your US Bank Cash+ application
@bluetomorrow wrote:I just submitted an app for the US Bank Cash+ card but I didn't receive an instant approval/denial. I got an email saying "Your application may be subject to further verification. You will be receiving additional information in the mail in 7-10 business days."
I have been a little trigger-happy with the apps lately, so I'm guessing this is going to be a denial. I've never had a CC application denied yet so I'm not sure how it is usually done.
Anyone ever experience this with US Bank and end up getting approved?
This is normal for US Bank. I was surprised to be instantly approved for the AR two days ago -- I gardened (applying for business cards) for a while for that card before going back under 5/24 in 6 months to get the remaining Chase cards. GL!
@coldfusion wrote:
@ToofDoc wrote:Which credit bureau does US Bank pull?
Of the 3 majors, most often TU but sometimes EX instead. They may also pull Sagestream.
Really? They've always pulled EQ on my apps.
@FinStar wrote:
@bluetomorrow wrote:I just submitted an app for the US Bank Cash+ card but I didn't receive an instant approval/denial. I got an email saying "Your application may be subject to further verification. You will be receiving additional information in the mail in 7-10 business days."
What ever happened to this @bluetomorrow? Didn't see this posted in Approvals nor your signature. Was the application denied?
Hi @FinStar ,
Woops, forgot to update here but I figured we all knew what was coming... 
My app was denied. It's all good though, I'm staying in the garden until at least October of next year when I'll be in better shape to try for it again.
Gardening as of 1/15/2024
@MrDisco99 wrote:
@coldfusion wrote:
@ToofDoc wrote:Which credit bureau does US Bank pull?
Of the 3 majors, most often TU but sometimes EX instead. They may also pull Sagestream.
Really? They've always pulled EQ on my apps.
It will vary depending on where you live. They pull EX for me.
Going to be tough, they don't like any new accounts at all.
They will pull Sagestream, and TU or EX depending on where. Midwest is TU.
@bluetomorrow wrote:I just submitted an app for the US Bank Cash+ card but I didn't receive an instant approval/denial. I got an email saying "Your application may be subject to further verification. You will be receiving additional information in the mail in 7-10 business days."
I have been a little trigger-happy with the apps lately, so I'm guessing this is going to be a denial. I've never had a CC application denied yet so I'm not sure how it is usually done.
Anyone ever experience this with US Bank and end up getting approved?
I applied for a business card with them, it went pending for a while, and then I was approved.
