US Bank Platinum

[Hut1]

Happy Saturday!

PCS season is upon us military folk and despite COVID-19, our orders have not been frozen. Guess we're mission essential. 🤷‍♀️ I decided to app for the USB Platinum card due to the alluring 20 mo. 0% APR purchases & BT's. I did a $1,500 cash advance on my NFCU MR and want to BT before the interest begins to set in. But, I definitely need to buy a few things once moved like a washer/dryer & dining room table, so the card would get medium use for a few larger purchases. 

EQ pull & I got the dreaded 7-10 day message. Makes me nervous now if I will be approved or if I wasted a HP. DP's below. What do you think my approval odds are and should I just call UW Monday? 

Also, if a mod sees this, would you mind resetting me down to a seedling? TIA!

INQ: 6/12, 7/24

New accounts: 4/12, 5/24 (not including AU CLOC)

AAoA: 2 yrs

UTI: 5%

[FireMedic1]

Heres to getting an approval. Good Luck!

[Anonymous]

Thank you for your service! Crossing my fingers that you get approved. 🤞

[Gmood1]

Nothing unusual about 7 to 10 with US bank. Most apps are manually reviewed. I suspect you'll be fine. Good luck!

[AllZero]

Good luck on your application!

[Hut1]

Thanks everyone. I don't have a relationship with US Bank, so hoping that wont go against me. 

[Namaste7]

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@Hut1 wrote:

Thanks everyone. I don't have a relationship with US Bank, so hoping that wont go against me. 

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Wishing you the best on the app OP!!!

For those that have this card, has US Bank offered 0% BT promos after the introductory period expires?

[Remedios]

At 4 new accounts, I'd say it's going to be a denial. 

[nuohlac]

Good luck.

[Hut1]

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@Remedios wrote:

At 4 new accounts, I'd say it's going to be a denial. 

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As much as I don't want to, I'm in agreement with you. Lol.