I applied for US Bank CC Cash + Visa and was declined about a week ago.
I received the letter yesterday saying the reeasons:
Serious delinquency - which is my Verizon account I cant get a statement of proof for
Length of time since acct not paid - also Verizon
They pulled my EQ. EQ and EX are the only ones that have Verizon on them
My MyFICO 8 score is 680 for EQ. In the letter it says FICO beacon 5.0 score is 641.
When I called to recon they said I need to open an account with them to build a relationship. In about a year try again....
Gardening since 5/3/2016
