US Bank application timeline if pending?

csryang · ‎06-18-2021

Hello,

Just want to see if there's any data points regarding US Bank pending application timeline.

Since submitting my application 5 days ago, there's still no credit pulls and no updates. I was told it can take 5 business days/7 days to get a result and that US Bank is going through "normal processing and will pull credit at the last step."

I wonder perhaps US bank is overwhelmed with applications, understaffed, or getting other smaller reports/verification before pulling credit.

How long did it take for you to get a result after pending status? Was it a denial or approval?

Anonymous · ‎06-18-2021

It can take up to 2 weeks but most of us get the approval email by 7-10 days. Call the status line at 800-947-1444 option 1. It will tell you if you're pending or what.

csryang · ‎06-18-2021

@Anonymous wrote:
It can take up to 2 weeks but most of us get the approval email by 7-10 days. Call the status line at 800-947-1444 option 1. It will tell you if you're pending or what.

I have been calling daily and it kept telling me it's pending. So I am wondering what's most people experience been lately. Stuck in pending status with US Bank for 7-10 days is the norm if not instantly approved or denied?