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US Bank

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Anonymous
Not applicable

Re: US Bank

I called the automated line and spoken to a woman on Friday who said give it to Tuesday and call back, I did, went through the automated status line, got an underwriter and she said I called a lot on the automation line (what's the problem with this) and it's still finalizing and when I call a lot, it pushes the process back.  I feel like the underwriters are just laughing about the fact that I called a lot when bored just to check (after all, it said three days and it's been a week), and they just said that.  In which case, not really impressed.

Message 11 of 18
CreditCuriosity
Moderator Emeritus

Re: US Bank


@Anonymous wrote:

I called the automated line and spoken to a woman on Friday who said give it to Tuesday and call back, I did, went through the automated status line, got an underwriter and she said I called a lot on the automation line (what's the problem with this) and it's still finalizing and when I call a lot, it pushes the process back.  I feel like the underwriters are just laughing about the fact that I called a lot when bored just to check (after all, it said three days and it's been a week), and they just said that.  In which case, not really impressed.


Ya she was just being a pain.. Actually suprised they can see how many times you have called the IVR... That is an interesting tid bit of info although she could of been lying.

Message 12 of 18
Anonymous
Not applicable

Re: US Bank

I didn't know they could check that either, if they can.  I figured they only counted the times you actually waited to speak to a CSR.  If that is the case, then wow.  Why lie about it?  And if they didn't need anything else to process my application, then just approve or deny it and get it over with.  I already have Chase and Amex now so screw whatever the outcome is.  I feel like calling again just to be annoying at this point.

Message 13 of 18
Anonymous
Not applicable

Re: US Bank

FWIW I opened a checking acct in branch on Monday and was told I was approved for a list of cards, pick one. Today is Wednesday and it's showing on my online account, but with no credit limit (wonder if that's normal?) I was told in beach it was $5k. But I was also told there would be no pull for this as I'm in the middle of getting a HELOC. They pulled (mortgage) EX on 4/24 and pulled TU 5/4 when I opened checking CC etc. (banker is checking with back office re:second pull)
Message 14 of 18
Anonymous
Not applicable

Re: US Bank

Beach = branch

Need to make iPhone sig
Message 15 of 18
Anonymous
Not applicable

Re: US Bank

GL

Message 16 of 18
Anonymous
Not applicable

Re: US Bank

They approved it, I saw it on Mobile Banking this morning, however, they haven't notified me either by email or phone to let me know it was approved, which I thought I'd get an email or something.  Oh well.  Yay!

Message 17 of 18
CreditCuriosity
Moderator Emeritus

Re: US Bank

Congrats all important what is the limit question...

Message 18 of 18
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