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USBank Cash+ Application via 🐌 mail

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Regular Contributor

USBank Cash+ Application via 🐌 mail

I received a letter in the mail that looked like regular advertising, I flipped it over and there was a solid APR of 15.99%, not a range. Is this still considered marketing, or? 

 

Considering my siggy, I doubt I would be eligible for USB.

Synchrony PayPal Mastercard Jul 11, 2019 SL: $2k - CCL: $7k (AZEO- this one)
NFCU More Rewards Sep 13, 2019 SL: $1k - CCL: $7k (PIF)
Synchrony Sam’s Club Mastercard Sep 15, 2019 SL: $1.5k - CCL: $2.3k (PIF)
Amex ED Sep 23, 2019 SL: $2k - CCL: $2k (PIF) (Sock Drawer)
Synchrony Lowes (AU) Nov 20, 2019 SL: $10k - CCL: $10k (PIF)
TD Bank Target RedCard (AU) Nov 26, 2019 SL: $300 - CCL: $800 (PIF)
NFCU cashRewards Dec 15, 2019 SL: $200 - CCL: $5k (PIF) (Sock Drawer)
Macy’s Store Card Dec 24, 2019 SL: $500 - CCL: $15.5k (PIF)
Synchrony Amazon Store Card Dec 24, 2019 SL: $150 - CCL: $500 (PIF)
Synchrony Rakuten Visa Jan 15, 2020 SL: $2k - CCL: $2k (PIF)
Synchrony CareCredit (AU) Feb 03, 2020 SL: $10k - CCL: $10k (PIF) (Sock Drawer)
BB&T Bright 08/27/2020 SL: $7,500 - CCL: $7,500 (Sock Drawer)
EX: 794 F8 - 3 inquiries
EQ: 782 F8 - 2 inquiries
TU: 784 F8 - 7 inquiries
Message 1 of 4
3 REPLIES 3
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Valued Contributor

Re: USBank Cash+ Application via 🐌 mail


@AddictedToApprovals wrote:

I received a letter in the mail that looked like regular advertising, I flipped it over and there was a solid APR of 15.99%, not a range. Is this still considered marketing, or? 

 

Considering my siggy, I doubt I would be eligible for USB.


They pull TU F09. If you were 0/6 with that card you would have a shot - but since your TU reads 7......  Smiley Indifferent

 

Good Luck none-the-less and report back on what happens Smiley Happy






Potential Future Cards

Message 2 of 4
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Super Contributor

Re: USBank Cash+ Application via 🐌 mail

10 new accounts in the last year

I would slow down


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 3 of 4
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Community Leader
Super Contributor

Re: USBank Cash+ Application via 🐌 mail

They were already conservative before the pandemic. Can only imagine now. lol.

Currently rebuilding as of 04/11/2019.

Starting Scores:
EX 518
EQ 518
TU 521

Current FICO scores:
EX 623
EQ 591
TU 627
Message 4 of 4
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