I'm at 17K and 18k respectfully with the cash+ and Alt. card. with 3-4 years on them now. Credit score high 760-780s, 7-8 history. Some usage 5-10 per month down to 0 a few months, but yea, they are very leinant for me. Let's see what happens near 20K. but I am just 5K away from say 50% credit extension to income ratio.
