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Went for it and got the message below:
Thanks for your interest. Your application is being reviewed. We appreciate your interest in the Uber Visa Card. Unfortunately, we are not able to provide you with an immediate decision on the application you just submitted. Your application requires further review, which can take up to 10 days. We will notify you in writing in no more than 30 days (and often sooner) about the status of your application.
Here is the link to apply for the Uber Visa Credit Card
Here is the link to check the status of an application: Application Status
I will call later this morning and report back.
My data points:
TU is 718 - Did get the alert that they pulled TU
Accounts opened in the last six months (October) = 7 (5 CCs, 2 PLOCs) - 2 AMEX cards, 2 US Bank cards, 1 NFCU card, US Bank CLOC, NFCU PLOC
Inquirires in TU = 12 (4 in October 2017, 1 in June 2017, 3 in December 2016, 4 in November 2016)
UTL 6% - This will be tricky if i have to call for recon. All my cards are at $0 balance but two will close statement on November 3rd. I might have to send in proof of this. My Venture, which had a $16k balance, now $0, and my PenFed, which had a $5k balance now $0.
$50 Online subscription credit annyversary benefit.
Eligible digital music, video and shopping subscription services are:
1. Netflix
2. Amazon Music
3. Audible
4. Hulu
5. Apple Music
6. Spotify
7. Sirius XM
8. Pandora
9. Google Music
10. HBO Now
11. DirectTV Now
12. Shoprunner
13. Memebership free for Amazon Prime
When you meet the $5000 spend threshold, all eligible online subscription services from beginning of each year (the 12 month period starting from the date your account was opened, and each subsequent 12 month period from the anniversary date of your account opening) will be identified and withine 5 business days you'll get statement credits of up to $50.
So went ahead and called (866) 205-5973 (Barclay Credit Analyst). Told him I applied for the Uber Visa and wanted to know if i needed to confirm any information. He verified that it was me, asked me income. He was going to put me on hold and i told him to wait. I explained to him that the $16k Cap1 Venture balance and the PenFed $5k balance currently showing on my credit report were actually $0 and that i had the proof to email it in if needed. I told him the statements do not close until November 3rd then another week to reflect on my reports, he said no problem, then put me on hold.
About 5 mins later, he came back and said that he appreciates me for having such a good history with them and that he noticed i don't use my Barclay Arrival. He asked if i don't mind moving some CL so that he can open the Uber Credit Card. I told him to move $5k into the Uber CC and left $7.5k on the Arrival.
Approved, will get the card in 7-10 days. Already got two emails from Barclay saying congrats.
So it is possible to move CL to open the Uber CC.
Congrats! I was just approved for 9K
@Anonymous wrote:Congrats! I was just approved for 9K
Right on!!!! Post your data points please so we can help others
So it begins lol...
Applied under my wife, instantly approved for 5k. They didn't ask any identifying credit questions which surprised me.
DPs:
TU score: 840
Inqs: 2 (One in '15 and one in '16)
No new accounts in last 6 months
2% utilization
@xvassagox wrote:Applied under my wife, instantly approved for 5k. They didn't ask any identifying credit questions which surprised me.
DPs:
TU score: 840
Inqs: 2 (One in '15 and one in '16)
No new accounts in last 6 months
2% utilization
Beautiful!! Congrats!!
Surprised on the CL with such a good score, low UTL and no inquiries.
@Anonymous wrote:So went ahead and called (866) 205-5973 (Barclay Credit Analyst). Told him I applied for the Uber Visa and wanted to know if i needed to confirm any information. He verified that it was me, asked me income. He was going to put me on hold and i told him to wait. I explained to him that the $16k Cap1 Venture balance and the PenFed $5k balance currently showing on my credit report were actually $0 and that i had the proof to email it in if needed. I told him the statements do not close until November 3rd then another week to reflect on my reports, he said no problem, then put me on hold.
About 5 mins later, he came back and said that he appreciates me for having such a good history with them and that he noticed i don't use my Barclay Arrival. He asked if i don't mind moving some CL so that he can open the Uber Credit Card. I told him to move $5k into the Uber CC and left $7.5k on the Arrival.
Approved, will get the card in 7-10 days. Already got two emails from Barclay saying congrats.
So it is possible to move CL to open the Uber CC.
So the initial denial would've been max exposure then? I guess a lower exposure due to you not using the Arrival?
Yeah, I was hoping for around 10k, but we're only going to use this for dining anyway and hopefully we don't spend more than 500 a month eating out! Forgot to put in that the purchase apr is 15.99% if anyone wants to know.
Is it a hard pull to request a CLI with Barclays?