Uber Visa Credit Card Data Points Thread for Approvals

[Bees18]

Anyone use this card with Postmates (food/grocery delivery service) is it coded for the 4% as fast food or take out or something eles?

[Anonymous]

740 TU 

Average Age of all: 1 year, oldest: 3 years

New accounts: 4 - last 3 months (2 CC (6k limit), 1 Charge, 1 Creditbuilder loan)

Approved:

2500 Uber (No sig on approved page or login), used through Uber app.

Recon for CLI:  denied

[Anonymous]

App date: 03-06-2019
Status: Instant approval via Uber app
SL: $12,000
Reconned SL: $25,000
APR: 17.24%
TU Fico: 791
New accounts within last 12 months: 1
Inqs within last 24 months: 3 (2 CC and 1 utility)
AoOA: 19 year 2 months (AU)
AoYA: 10 month
AAoA: 5 years
Revolving utilization: < 1% (AZEO)
Missed payments: 0
Derogs/Collections: 0
5/24 Rule: 3/24

[NaaryalHead]

Congrats on the massive SL.

Did you take another HP hit for the reconned CLI?

[Anonymous]

@NaaryalHead Thank you! The reconned SL didn't require another HP. I made sure to ask the analyst, too.

[firefox100]

I had 11K cl on my Ubercard when I got auto approve and Called and ask if thay could increase it 1K 12K, had no promo problem going to 12k also have Ring mastercard at Barclays with a cl of 8k. I have an income of 75k income. What income did you tell them to get 25K credit line?

[Anonymous]

Six figures income. Analyst did ask details about my businesses and gross revenues. Have no prior relationship with Barclays and Uber Visa is my first with them. Overall profile comes into play as well.

[firefox100]

I was ask lot of questions about my income had Ring Mastercard with them for year and half when I went for the Ubercard, so far I like doing business with Barclays. My Fico score is around 790 have total cl of 124,150 and total owe is 2.9k on all cards.

[Anonymous]

Are they inq sensitive about all accounts or just cards? My last card was about 9mos abo but I refi’d my auto loan recently 

[firefox100]

Hi Baby face nelson, what is your cl on your ubercard. I understand that Barclays can be picky at times. Thay have been known to close down accounts if you open to many accounts after getting one ther accounts.