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Uber or WF Propel?

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firefox100
Senior Contributor

Uber or WF Propel?

Which is easer to get the Uber card of the wells fargo Amex co branded card have fico score of 798 total cl of 87500 out stand credit of $1500. what do you think can I get both cards.

Message 1 of 21
20 REPLIES 20
luxlight
Regular Contributor

Re: Uber or WF Propel?

It would seem like you have a good shot at either of those cards. You just need to determine which card better matches your spending. Their reward tiers are pretty similar and they also have similar redemption. I know with the Wells Fargo propel, if you combine that with their cash wise credit card, you can get a bonus on your points when you use it for travel. Again, its more important to find a card that matches your spending as you have a pretty good shot at either of those credit cards. And posting a little more datapoints would help as a FICO score alone doesn't tell the whole story to banks or for us to be able to help you.



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 2 of 21
JR_TX
Valued Contributor

Re: Uber or WF Propel?

They’re about the same in almost every category. The major difference would be the network they use. Uber is Visa which has a global acceptance advantage over the Propel which uses Amex which has a really low acceptance rate abroad. Uber has a $100 SUB on a $500 spend in 90 days and Propel has 30K points (about $300 value) with $3K spend in 90 days.
Also be mindful about Barclay which issues the Uber Card... They so hate constantly opening new credit card accounts and they will shut you down instantly without warning.
If you’re not planning on using the card overseas then I would suggest the Propel for the sole reason that it’s NOT a Barclays product!
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 3 of 21
firefox100
Senior Contributor

uber or wf american express co branded.

 

Hi again sorry to post again. Here is my info fico score of 7798 with 12 accounts total cl of 87.5k income of 72k year.

 

have 3 iq on my report 2 will drop of in next couple of weeks.

dixcover 21.5k, barclay ring master 8k bac 10k walmart 8k jcp 4.7k citi 9.6k

 

cap 1 4.7k cap 1 bus card 2k merick bank visa 3150 blispay 2k total owe 1.5k oldest cl 20years avg 5.4 years. never been late.

dDo you guys think I could aply for both cards in same day. thanks for any input.

Message 4 of 21
JR_TX
Valued Contributor

Re: uber or wf american express co branded.

Why not? You’ll most likely be approved for both! Just know that when both report to the CRAs, Barclay might feel jealous that you two-timed on them and just dump you! Smiley Happy
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 5 of 21
firefox100
Senior Contributor

which 2 creditcard should I get uber , wf american express or us v pluse cash?

Hi again I am trying to decide to get. I here that Barclay's may shout you down if you get to many cards. I am looking at uber card wf american express from WF and the US visa pluse card. will aply for 2 of the cards on same day.

 

would like to know what you guys would do. here is my info.

Fico score around 798, total income of 72K year. 12 open accounts with total cl of 89.K. owe 1500 on them.

list of my credit cards. wall mart 8k, tdbank visa cash 14k, discover 21.5k, jcp 4.7k, citi 9.6k master card, bac master card 10k, blispay 2k, 

 

cap one 4.7k, cap one bus card 2k, merick bank 3150 visa. today walmart gave me 2k increase with soft pul. never been late open 3 cards in last years. What should I do go for it and what cards should I get Yes I have ring master card with cl of 8k. thanks again.

Message 6 of 21
Anonymous
Not applicable

Re: which 2 creditcard should I get uber , wf american express or us v pluse cash?

Do you need them, you're so close to the 800's. If you're getting them regardless, I would suggest placing the benefits side by side and estimating which is most conducive to your lifestyle or plays with your current cards well.

Message 7 of 21
firefox100
Senior Contributor

Uber visa Wf American Express or UX visa cash.

which two card would.you apply for.I am having hard time making my mind.Would like from. Guys you think.(
Message 8 of 21
FinStar
Moderator Emeritus

Re: Uber visa Wf American Express or UX visa cash.

What is your ultimate goal for getting any of these CCs OP?

There's lack of concrete information to provide any insight.

Otherwise, I could honestly say go for all of them, but hopefully you have some strategy in mind.

Start with your DPs so folks can assist.
Message 9 of 21
firefox100
Senior Contributor

Re: Uber visa Wf American Express or UX visa cash.

@firefox100 wrote:
which two card would.you apply for.I am having hard time making my mind.Would like from. Guys you think.(


 

Message 10 of 21
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