Ulta Credit Card Pre Approvels

[Cory88]

Is Comenity Bank still SP for the pop up pre approval still?

[GApeachy]

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@Cory88 wrote:

Is Comenity Bank still SP for the pop up pre approval still?

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I really don't think so anymore.  If it asks you for the whole SS# instead of the last four digits then it's probably a 60/40 chance they'll hp your cr.  In the past I was asked for last four digits of SS# and got the Master Card both times on a sp.  Yes, I've closed them twice and now when I am curious to do the preapproval it asks for the whole SS#.

What I'm not sure of is if it asks for last four concerning the store card version.  If you received the preapproval which preapproval are they offering you?  SC or MC.....because it does show you if you're considered for the MC version.  It shows the mc logo and the verbiage is Master Cards credit card.

[Cory88]

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@GApeachy wrote:

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@Cory88 wrote:

Is Comenity Bank still SP for the pop up pre approval still?

---

I really don't think so anymore.  If it asks you for the whole SS# instead of the last four digits then it's probably a 60/40 chance they'll hp your cr.  In the past I was asked for last four digits of SS# and got the Master Card both times on a sp.  Yes, I've closed them twice and now when I am curious to do the preapproval it asks for the whole SS#.

What I'm not sure of is if it asks for last four concerning the store card version.  If you received the preapproval which preapproval are they offering you?  SC or MC.....because it does show you if you're considered for the MC version.  It shows the mc logo and the verbiage is Master Cards credit card.

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I was offered the MC.

[GApeachy]

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@Cory88 wrote:

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@GApeachy wrote:

---

@Cory88 wrote:

Is Comenity Bank still SP for the pop up pre approval still?

---

I really don't think so anymore.  If it asks you for the whole SS# instead of the last four digits then it's probably a 60/40 chance they'll hp your cr.  In the past I was asked for last four digits of SS# and got the Master Card both times on a sp.  Yes, I've closed them twice and now when I am curious to do the preapproval it asks for the whole SS#.

What I'm not sure of is if it asks for last four concerning the store card version.  If you received the preapproval which preapproval are they offering you?  SC or MC.....because it does show you if you're considered for the MC version.  It shows the mc logo and the verbiage is Master Cards credit card.

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I was offered the MC.

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It's gonna be a gamble.  Shortly before the Pandemic, mf peeps were starting to report hp's with just the last four SS#.  Since then I believe the SCT traffic has slowed down considerably here to give you a good idea- solid dp's.  Comenity is now Bread Financial too.....so that may make a difference in whether the SCT is alive anymore or not.  Just know, be prepared.....If you want the MC then brace yourself for a hp regardless of full or partial SS#.   If you do go for it plz share your dp's. 

[FireMedic1]

@GApeachyRemember this old SCT thread? Round 2.

@Cory88It used to be a thing and died out:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Newest-SP-SCT-Alive-Again/td-p/5655276 

[GApeachy]

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@FireMedic1 wrote:

@GApeachyRemember this old SCT thread? Round 2.

@Cory88It used to be a thing and died out:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Newest-SP-SCT-Alive-Again/td-p/5655276 

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Oh yes, I sure do!   Remember your thread was featured on DOC? 

[FireMedic1]

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@GApeachy wrote:

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@FireMedic1 wrote:

@GApeachyRemember this old SCT thread? Round 2.

@Cory88It used to be a thing and died out:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Newest-SP-SCT-Alive-Again/td-p/5655276 

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Oh yes, I sure do!   Remember your thread was featured on DOC? 

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Yep.

[Cory88]

I spoke to new accounts and they said they always pull all three reports all the time. She also said it's always been like that.

[GApeachy]

Lol, you must have called Capital One or the csr was moonlighting over from Capital One and forgot where she was.😂🤣