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So here is the rub. I have a BK7 reporting from 2010 with no other baddies on my EX or TU. EQ remains dirty as I wait for 4 medical collections to be removed via PFD agreements. With that said, I'd like to avoid, during my mini app spree, any creditor who pulls EQ primarily. Unfortunately, AMEX, Chase, and Citibank were all IIB so I'm thinking I should avoid those as well as there's no point in wasting a HP unless someone disagrees.
I'm wondering if any fine folks can provide me advice on any prime creditors with whom I should apply considering the information above? I've included some data points below if it helps.
Current Scores:
EQ: 670 AAoA - 3.4 years
EX: 706 AAoA - 4.1 years
TU: 721 AAoA - 2.8 years
Current Cards:
Cap1 Q2: 5,500
Credit One: 1,750
Merrick Bank: 1,700
First Premier: 750
Amazon Store: 350
Income > 200K
BoA pulls EXP
Barclays pulls TU
Synchrony pulls TU
Comenity SCT pulls EQ but its a SP for the store cards and the SGV
Google Credit Card Pulls Database
@Meanmchine wrote:BoA pulls EXP
Barclays pulls TU
Synchrony pulls TU
Comenity SCT pulls EQ but its a SP for the store cards and the SGV
Google Credit Card Pulls Database
Thanks. I actually have looked at the DB and will be using that as a starting point. I don't know that I'm interested in BoA. Barclays seems decent. I'm most interested in products that will grow with me as my scores improve. It seems that Barclay's and Discover may be good options at this point. The Blispay seems like a decent option due to the fact that it seems to be an EX tradeline only.