cancel
Showing results for 
Search instead for 
Did you mean: 

(Update)Hesitant to request 3x CLI Amex BCP

tag
simplynoir
Mega Contributor

Re: Hesitant to request 3x CLI Amex BCP


@Anonymous wrote:

 

Another thought, when Amex reports the BCP it will nearly double my available credit. I have read that they may not report for the first two or three months. Should I wait until that account shows on my reports before attempting the CLI, or will it make any difference at all to Amex?


In this case it won't matter to AMEX since they have you already on record. This won't affect your CLI chances whether the card is reported or not. But if you don't mind waiting til it does report for peace of mind it couldn't hurt. Another note that assuming this is your first card with them more than likely they will use the HP for the app to process your CLI request; if you have major score improvement since that time then maybe it would be good to wait after all.

Message 11 of 13
Anonymous
Not applicable

Re: Hesitant to request 3x CLI Amex BCP

My second statement is December 24th and my BCP 3X 61 days is January 2. I did not report the first statement but assume the second one will report.

Do the CLI request regardless on day 61 or after. No reason to wait.
Message 12 of 13
Anonymous
Not applicable

Re: Hesitant to request 3x CLI Amex BCP

Just an update...... today was my 61st day with the BCP. I have only run about $4200 through it, on around 45 swipes. I requested 35k, and was instantly approved for 31.9k. Thank you all for the advice on here. And, thank you to everybody on "The Definitive Amex 3x CLI Guide". I read through the whole thing.

Message 13 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.