Update USA Go Cc

[gingerflower]

Update:   USA bank Go Cc Well, my first denied app in 14 years! Reason for denial Sufficient credit available . Oh well, no big deal ! 

[AllZero]

That is unfortunate about the denial. The reason code reads like what a credit union would state.

[gingerflower]

@AllZero 

I was totally surprised with the outcome of the decision because I have always had instant approval on my apps. I have to agree though I do have a large amount of available credit...

[AllZero]

I don't know if they allow reconsideration? Have you tried?

[gingerflower]

@AllZero 

I probably will call tomorrow and ask for reconsideration . Thank you for the suggestion. 🙂

[blindambition]

I'm sorry for the denial. Definitely do recon. They won't recon excessive apps and inquiries, but this isn't that. A couple reversals have been reported.

[gingerflower]

@blindambition 

Thank you will definitely recon tomorrow.  🙂

[Credit4Growth]

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@blindambition wrote:

I'm sorry for the denial. Definitely do recon. They won't recon excessive apps and inquiries, but this isn't that. A couple reversals have been reported.

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@gingerflower   definitely go for the recon.  Make the inquiry count for something.   

Do you already have any accounts with them?

[Mr_Mojo_Risin]

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@gingerflower wrote:

Update:   USA bank Go Cc Well, my first denied app in 14 years! Reason for denial Sufficient credit available . Oh well, no big deal ! 

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Sorry to hear gingerflower. 

If you decide to recon let us know how it went!  

Good luck!

[gingerflower]

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@Mr_Mojo_Risin wrote:

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@gingerflower wrote:

Update:   USA bank Go Cc Well, my first denied app in 14 years! Reason for denial Sufficient credit available . Oh well, no big deal ! 

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Sorry to hear gingerflower. 

If you decide to recon let us know how it went!  

Good luck!

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Update on Recon: Morning fico friends! Well, did recon and it was a no "No" Underwtiter states I have Sufficient line of credit which I do agree...However, I wanted to add USA bank Altitude Go to my credit file....Oh well I tried no big deal. 

@Mr_Mojo_Risin I definitely will update if I decide to recon. Thanks!