Update on Chase CSP App I have been borderline obsessed with lol

[Anonymous]

Hey everyone, Im sure if you have seen a lot of my posts on here you will know that I am very interested in the CSP card. I was denied for it and I recently figured let me call recon one more time since I have an amex now and maybe that will help, who knows lol. So I finally got to someone on the recon line who was extremely helpful and cleared something up for me. I thought I was declined for minimal credit history. The guy on the phone did a very in depth review for me and said the reason I was actually declined is because at the time of the application the only card I have history with which is an AU on a Best Buy Visa, was over the limit. So I finally know why I was declined. I know the whole history thing but I have family with no history and got approved for 10k and 7k I believe. He told me he would be happy to apply for that card again and pull a new report and that could really help since now the report is updated with a 0 balance on that VISA card. He said theres a chance it would be a HP but he said it could be a SP. I didnt want to take that chance though because I didnt want the HP just in case it was going to be a HP. The guy at Chase told me he didnt see my amex reporting yet. My first amex statement is today. I was told amex wont report until the second statement. Is it worth trying to do one more recon with Chase or reapply when my amex reports? I feel like now that I know the real reason I was declined makes me feel better that Chase doesnt just hate me and apporves my family and not me lol. Thanks for reading, I just wanted to update you guys on that Chase story. Any advice on where to go from here would be appreciated! Thanks!

[Anonymous]

The Thirst is Real 

The lure of Sapphire cards, wanderlust, and "Instagram Famous" strikes again.

[Gmood1]

Good god Vinnie..😂
You're not borderline obsessed. You're 100% obsessed.
This card is about to get nerfed. What's the allure?
It would be best to wait. Obtaining these cards is a luck of the draw sometimes. People slip through, while others are declined.
You'll have that CSP eventually, give it more time. Allow your file to age a bit.
Or burn them, if you got them and take another HP. If you're declined this time.
Do not come back and look for a shoulder to cry on.😋
Good luck if you decide to pull the trigger again.

[Anonymous]

What is "nerfed?"

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@Gmood1 wrote:
Good god Vinnie..😂
You're not borderline obsessed. You're 100% obsessed.
This card is about to get nerfed. What's the allure?
It would be best to wait. Obtaining these cards is a luck of the draw sometimes. People slip through, while others are declined.
You'll have that CSP eventually, give it more time. Allow your file to age a bit.
Or burn them, if you got them and take another HP. If you're declined this time.
Do not come back and look for a shoulder to cry on.😋
Good luck if you decide to pull the trigger again.

---

[Gmood1]

Nerfed is when they cut the benefits or perks of the card. Chase has been on a roll lately. They seem to be looking to cut as much as they can get away with. While still collecting the same or higher yearly fees.

[Pikaboo-icu]

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@Anonymous wrote:

What is "nerfed?"

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@Gmood1 wrote:
Good god Vinnie..😂
You're not borderline obsessed. You're 100% obsessed.
This card is about to get nerfed. What's the allure?
It would be best to wait. Obtaining these cards is a luck of the draw sometimes. People slip through, while others are declined.
You'll have that CSP eventually, give it more time. Allow your file to age a bit.
Or burn them, if you got them and take another HP. If you're declined this time.
Do not come back and look for a shoulder to cry on.😋
Good luck if you decide to pull the trigger again.

---

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It's a common term in gaming but also in regular convo.

In video gaming a nerf is a change to a game that reduces the desirability or effectiveness of a particular game element.

So to be "nerfed" would mean the card is likely going to lose it's benefits/appeal or go away completely..

IDK which as I don't have any Chase cards.. 

CHEERS

[Pikaboo-icu]

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@Gmood1 wrote:
Nerfed is when they cut the benefits or perks of the card. Chase has been on a roll lately. They seem to be looking to cut as much as they can get away with. While still collecting the same or higher yearly fees.

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OOPS

I'm going to the slow typist corner now.. 

[Anonymous]

aahhh... nerfed. 

Yeah, CSP is a goal, too bad I didn't know about 5/24 before I hit 5/24 with ChaseFU. As I wait, I've been seeing posts about reduced benefits. Nothing new for a year so I can have a chance at CSP? Or go for Amazon Prime VISA now? Chase nerfing CSP is swinging me to toward Amazon. 

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@Gmood1 wrote:
Nerfed is when they cut the benefits or perks of the card. Chase has been on a roll lately. They seem to be looking to cut as much as they can get away with. While still collecting the same or higher yearly fees.

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[MrDisco99]

Like I've told you multiple times... Do not apply for anymore credit until your Amex has been on your report for at least 6 months.

You can't say we didn't warn you.

[Anonymous]

Chase's marketing of their Sapphire cards is so successful that it has managed to convince many young people that they must have a Sapphire card so they can travel full time, post photos from exotic locations on Instagram, and become "social media influencers." Its quite surprising how often similar comments about CSP/CSR appear on these forums.