Re: Updated: SCT is now a HP! No more tricks!

Anonymous · ‎03-12-2019

Victoria secret pop up . Put in last 4 and yes it is a hard pull.

To the people saying they got a soft pull, are they actually monitoring the credit reports with an active service?

Hockeypnc1 · ‎03-12-2019

Boscov's--popup--last 4 of SSN--approved, no hard pull (2 weeks ago)

Wayfair--popup--last 4 of SSN--approved, no hard pull (a couple days ago)

Anonymous · ‎03-13-2019

The SCT allowed me to get approved for charge (four) cards and credit (two) cards. At the time of re-building, I wanted/needed every point I had. If the pulls then would have been a HP I would NOT have these cards today. I suspect that the number of new card holders will begin to decrease. Hopefully Comenity will return to the niche it served so many so well. I miss my Fuel Rewards MC.

Anonymous · ‎03-13-2019

@ idolimage Did you get pre approved for a JC Pennys card? That is a card I really want but didn't think they did pre-approvals for.

Anonymous · ‎03-13-2019

@Anonymous wrote:
@ idolimage Did you get pre approved for a JC Pennys card? That is a card I really want but didn't think they did pre-approvals for.

a friend of mine finally got the pop up for SG Visa 2 days ago, no HP yet, but obviously that may have changed. I will text and see if it ever did a HP so we can add to our DP.

FinStar · ‎03-13-2019

@Anonymous wrote:
@Anonymous wrote:
@ idolimage Did you get pre approved for a JC Pennys card? That is a card I really want but didn't think they did pre-approvals for.
a friend of mine finally got the pop up for SG Visa 2 days ago, no HP yet, but obviously that may have changed. I will text and see if it ever did a HP so we can add to our DP.

An item to keep in mind is that any HPs that occur may not display right away via CMS so there could be a delay in seeing them come through. Comenity can HP EX or EQ for a variety of their CCs.

Anonymous · ‎03-20-2019

Hi all!

I am a bit late to this but I wanted to add my experience:

- Victoria's Secret - SCT on 7/13/2018 - SP

- NY & Co - SCT - 7/13/2018 - HP - Equifax

Anonymous · ‎03-20-2019

I also got hard pulls
I did the sct with overstock 250 cl Victoria Secret 500 cl in November 2018 both with the pre approval pop up both hp in December 2018 I did wayfair 500 cl with sct also a hp

FireMedic1 · ‎03-20-2019

@Anonymous wrote:
Hi all!

I am a bit late to this but I wanted to add my experience:

- Victoria's Secret - SCT on 7/13/2018 - SP
- NY & Co - SCT - 7/13/2018 - HP - Equifax

Welcome to the forum. It really kicked in around Sept/Oct 2018. So you got in with VS before the ax came down. NY&Co was one of the first to HP with Overstock leading the pack.

Hockeypnc1 · ‎03-20-2019

@Hockeypnc1 wrote:
Boscov's--popup--last 4 of SSN--approved, no hard pull (2 weeks ago)

Wayfair--popup--last 4 of SSN--approved, no hard pull (a couple days ago)

Still not seeing any hard pulls from these 2 brand new cards. Also just got a CLI on the Boscov's last week from 250 to 1050 and no hard pull (yet).

Updated: SCT is now a HP! No more tricks!