@OmarGB9 wrote:
If you're looking for an emergency LOC, I'd look towards a CU.
That's what I'll be doing now that I'm in the door with PenFed and NFCU. Definitely a better option than this Upgrade LOC. Not gonna close it though... but as said... not using it.
FICO8 current as of :
10-20-25 EQ:
736 TU:
728 EX:
722Hard INQs last 12 months: EQ:
0 | TU:
0 | EX:
0Verizon Visa
$8500 Amex Delta Reserve
$10,000 Care Credit
$18,000NFCU CashRewards
$7500 Apple Card
$7000 Best Buy
$8000 Amazon
$5000NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray)
6.95%NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome)
9.45%Total CL:
$64,000 --- Total CC UTI:
31% --- AAoA:
6.5 years --- Income:
$200kLast app:
4-6-24
