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Urgent: Reallocation Citi Hard Pull Question!

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Deuter
Regular Contributor

Urgent: Reallocation Citi Hard Pull Question!

Hi guys!

 

So i transfered $13,500 from my AA card to Prestige. It made reset the website counter in the citi website where usually i saw Soft Language CLI after 6 months. Now the system makes me wait 6 months, as the reallocation counts as a Hard Pull.

 

Now,

 

I see different languages in my AA and Prestige cards. When i go to the request limit increase AA tells me to wait until September to be eligible. 

 

Prestige cards shows HP language, that a Credit Bureau report will be pulled. 

What should i do?? Also request an increase in that HP language, so i use the same pull that was used Yesterday for the reallocation? Will it be the same pull?, does anyone know? 

 

Or would you stay put and not make a fuzz of it that i wasted an HP on a credit reallocation and wait patiently until Sep.

 

(As a background info what i did was this: 

Before:                                   Now:

AA: $23,500                          AA: $10,000

Prestige: $11,500                 Prestige: $25,000

 

As i'm using more the Prestige and wanted to SD the AA, so that's why my initial question)

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Urgent: Reallocation Citi Hard Pull Question!

Unfortunately, they won't use the same pull as the reallocation.

Message 2 of 6
Deuter
Regular Contributor

Re: Urgent: Reallocation Citi Hard Pull Question!

Thanks, then i will stay still and wait my 6 months.

I didn't know for sure that it was usual credit reallocations would constitute hard pulls?

 

 

Message 3 of 6
Anonymous
Not applicable

Re: Urgent: Reallocation Citi Hard Pull Question!

Just to be sure, you want to ask for a CLI, right?

Message 4 of 6
M_Smart007
Legendary Contributor

Re: Urgent: Reallocation Citi Hard Pull Question!


@Deuter wrote:

Thanks, then i will stay still and wait my 6 months.

I didn't know for sure that it was usual credit reallocations would constitute hard pulls?

 

 


Citibank does!

Amex & Chase do not.

 

ETA: I was a very rare case where I closed a Simplicity Card and got the CL reallocated to one of My DC cards without a HP.

This is not the Norm and I know I got extremely Lucky.

 

Message 5 of 6
Deuter
Regular Contributor

Re: Urgent: Reallocation Citi Hard Pull Question!

I was not asking for a CLI, i just wanted to rellocate my existing credit in a way that would make more sense for my card use and i wanted that to be done without reseting my CLI counter (The soft one you see on the website they do you every 6 months)

I was dissapointed that my rellocation used my CLI slot that i would have gotten a CLI in 2 months from now. So by making this changes it reset/messed with my cli time counter which i was not expecting! hehe. 

 

So would i know beforehand, i would do the CLI request in the future 2 months from now... and then ask for the credit rellocation. Bummer hehe. But its ok! One has to be patient. I guess Citi is one of the weird banks that HPs you and then not allows you to ask your routinary soft cli because you wanted to shuffle the limits a bit. hehe. 

Message 6 of 6
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