Us Airways...Denial :-(

[Strangerinthedark]

So I got denied online and on my first recon. I have payed my cards down in the last two weeks to about 43% , the analyst says I have 75% UTI right now? WTH?!?! That is not right even credit karma says 43%.  My TU score even went up because of it. What could be happening?

[Anonymous]

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@Strangerinthedark wrote:

So I got denied online and on my first recon. I have payed my cards down in the last two weeks to about 43% , the analyst says I have 75% UTI right now? WTH?!?! That is not right even credit karma says 43%.  My TU score even went up because of it. What could be happening?

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If your reports haven't updated, Barclays could still see the high utilization.  What accounts were different in terms of balances than what you think.  Keep in mind even 43% is very high and would lead to a denial if your scores aren't super high.

[Strangerinthedark]

Thats the thing TU did update. CreditKarma lowered my balance and %, TU lowered my balance as per Myfico alert. Equifax also lowered my balance and %. My score is not super high at 656 TU.  After TU updates again at the end of the month I will be at -27%, but then it will be too late for US Air card.   The analyst said that I was denied at first because barclay did not pull a report and then asked me if he could pull a new report. What is really getting to me is that they are giving me the % of an old report even after asking permission to pull a new one.