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Vantage Scores

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Meanmchine
Super Contributor

Vantage Scores

We all know that FICO scores are used in 90% of credit card decisions.

My question is simple .... What creditors (if any) use Vantage scoring models in credit grnting decisions.

 

My CK scores are approv 50+ points higher then FICO hence my interest

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
3 REPLIES 3
Anonymous
Not applicable

Re: Vantage Scores


@Meanmchine wrote:

We all know that FICO scores are used in 90% of credit card decisions.

My question is simple .... What creditors (if any) use Vantage scoring models in credit grnting decisions.

 

My CK scores are approv 50+ points higher then FICO hence my interest


While there have been some isolated cases of Vantage scores being used in the past, right now there isn't any credit card issuers using them.  It may turn out that the Vantage scoring system is scrapped eventually but only time will tell.  For now, focusing on your FICO scores is the best option. 

Message 2 of 4
Anonymous
Not applicable

Re: Vantage Scores


@Meanmchine wrote:

We all know that FICO scores are used in 90% of credit card decisions.

My question is simple .... What creditors (if any) use Vantage scoring models in credit grnting decisions.

 

My CK scores are approv 50+ points higher then FICO hence my interest


I heard Auto Dealer Carvana uses Vantage Scores..

Message 3 of 4
Anonymous
Not applicable

Re: Vantage Scores

I've only had one place EVER pull my vantage score and it was an apartment application. I'm guessing it was cheaper? Don't know. But none of my lenders for any type of loan or credit have ever used my vantage score.
Message 4 of 4
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