@IcyCool7227 wrote:What is like the minimum credit score needed to get approved for the Venmo credit card by Synchrony? Is it better to wait to apply until my scores are in the 700s to get the lowest interest rate? I know Sync does not lower interest rates even when asked.
it's across the spectrum, depends if Synch likes you or not
~$700 approvals from profiles like this: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Venmo-Visa-approval-scores-are-low/m-p/661033...
lots of 2-15k approvals from prime customers as well
if your profile is substantially going to get better soon, I'd wait, otherwise, you won't get a HP unless approved pretty much
If it's not something you just have to have I would wait until your scores pop up above at least 680, better if you can wait until above 700. As your scores go up, and profile ages more, your chances of a higher SL should go up as well. Just my 2¢
New applications arent being accepted. Did you receive an invite?
I didn't get an invite, but use venmo and just applied. $11k CL. I haven't gotten back in with Synchorny since my BK7 (which had 1 of their cards in it). So I guess I'm back in with them.
Scores in my signature.
@sznthescore wrote:New applications arent being accepted. Did you receive an invite?
Maybe not cold apps? Synchrony is trying to get me to apply still via email offers and the app.
