Venture AAOA

[Anonymous]

Do they pull the fico 08 bankcard score or the regular general  fico score?

[Anonymous]

not fico 08 but idr honestly

[Anonymous]

some say fico 04 but i don't think that's correct either.

[Anonymous]

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@Anonymous wrote:

AAoA: 11 years

Median Fico: 615 at time of application.

Oldest Card: I had a Capital One platinum since June 2011 during BK (see below) with positive history, converted from Orchard.

Discharged from chapter 13 4 weeks prior to application.  Capital One IIB.  Approved for 30K Venture.  I love Capital One for the second chance and use the Venture as my daily card now.  I am putting $3K+ a month through it and love the "miles" earned.  You don't have to travel a lot to make the card worthwhile like some say.  It doesn't take much in travel costs to redeem those points and it's so easy with the purchase eraser!  Good luck if applying!

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Wow.

[OmarGB9]

AAoA at around a year. Oldest TL only 2.5 years approximately. Scores around 670-680.

[taxi818]

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@Anonymous wrote:

What was you AAOA when approved or denied? Also what was your oldest cards age?

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Was approved with my AAoA being at the time about 10 months. but that was because i had too many accounts. I had already been with cap one for about 18 months when i apped for the Venture card. So I had a proven track record with them.

[Anonymous]

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@My_Fako wrote:

Etx, 

You give me hope... Was your score really 615? 08 or 04 fico? 

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That is an 08 score.  My wife had a very similar profile when applying and was approved as well.  We were both prequalified or would have never applied.