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Venture Application Question

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Anonymous
Not applicable

Venture Application Question

Hey guys, 

 

Been here a while, thank you all for your help. I went from a 450-693 in two years.  Love you all.  

 

I applied for the venture. I got the 7-10 day message. I called in and it says my app is still pending and processing. I'm assuming this means it will go to manual review, I am sure there are auto denials rather than apps going into processing. What does this typically mean?  

 

Profile - 690 fico 8 - AAOA - 2 YEARS - UTIL 10% INQ 4 14 13 

9 CARDS HIVHEST LIMITS 6 5 AND 4.8

 

I am thinking I am borderline critera. What do you think? I just want a sbiny metal card... 

Message 1 of 12
11 REPLIES 11
Sbrooks1
Valued Contributor

Re: Venture Application Question

I just got my venture card today. Score 764, AAoA 2.6, UTI aggregate 11%, approved for 10000
Message 2 of 12
Sbrooks1
Valued Contributor

Re: Venture Application Question

And +20 inq
Message 3 of 12
Sbrooks1
Valued Contributor

Re: Venture Application Question

Call the recon , it maybe an identity issue
Message 4 of 12
Anonymous
Not applicable

Re: Venture Application Question

Probably not an identity issue.  I have a baddie from 2014 and a derog from 2011. That might be it. 

Message 5 of 12
Anonymous
Not applicable

Re: Venture Application Question


  • @Sbrooks1 wrote:
    Call the recon , it maybe an identity issue

    Probably not an identity issue.  I have a baddie from 2014 and a derog from 2011. That might be it. 
Message 6 of 12
Anonymous
Not applicable

Re: Venture Application Question


@Anonymous wrote:

Hey guys, 

 

Been here a while, thank you all for your help. I went from a 450-693 in two years.  Love you all.  

 

I applied for the venture. I got the 7-10 day message. I called in and it says my app is still pending and processing. I'm assuming this means it will go to manual review, I am sure there are auto denials rather than apps going into processing. What does this typically mean?  

 

Profile - 690 fico 8 - AAOA - 2 YEARS - UTIL 10% INQ 4 14 13 

9 CARDS HIVHEST LIMITS 6 5 AND 4.8

 

I am thinking I am borderline critera. What do you think? I just want a sbiny metal card... 


Can't imagine that won't get it, Gen3r1x. Just got my metal Venture in the mail. It's pretty cool! Good Luck! Smiley Happy

Message 7 of 12
Anonymous
Not applicable

Re: Venture Application Question


@Anonymous wrote:

@Anonymous wrote:

Hey guys, 

 

Been here a while, thank you all for your help. I went from a 450-693 in two years.  Love you all.  

 

I applied for the venture. I got the 7-10 day message. I called in and it says my app is still pending and processing. I'm assuming this means it will go to manual review, I am sure there are auto denials rather than apps going into processing. What does this typically mean?  

 

Profile - 690 fico 8 - AAOA - 2 YEARS - UTIL 10% INQ 4 14 13 

9 CARDS HIVHEST LIMITS 6 5 AND 4.8

 

I am thinking I am borderline critera. What do you think? I just want a sbiny metal card... 


Can't imagine that won't get it, Gen3r1x. Just got my metal Venture in the mail. It's pretty cool! Good Luck! Smiley Happy



Do these premium cards with higher limits typically go through this manual review?  Is that what's happening? 

 

Message 8 of 12
MauiMan85297
Established Contributor

Re: Venture Application Question


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Hey guys, 

 

Been here a while, thank you all for your help. I went from a 450-693 in two years.  Love you all.  

 

I applied for the venture. I got the 7-10 day message. I called in and it says my app is still pending and processing. I'm assuming this means it will go to manual review, I am sure there are auto denials rather than apps going into processing. What does this typically mean?  

 

Profile - 690 fico 8 - AAOA - 2 YEARS - UTIL 10% INQ 4 14 13 

9 CARDS HIVHEST LIMITS 6 5 AND 4.8

 

I am thinking I am borderline critera. What do you think? I just want a sbiny metal card... 


Can't imagine that won't get it, Gen3r1x. Just got my metal Venture in the mail. It's pretty cool! Good Luck! Smiley Happy



Do these premium cards with higher limits typically go through this manual review?  Is that what's happening? 

 


They typically don't go to a manual review, the 7-10 day message with CO typically means denial but not always as they may be looking for more info.  Hopefully it goes your way!



Message 9 of 12
Anonymous
Not applicable

Re: Venture Application Question


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Hey guys, 

 

Been here a while, thank you all for your help. I went from a 450-693 in two years.  Love you all.  

 

I applied for the venture. I got the 7-10 day message. I called in and it says my app is still pending and processing. I'm assuming this means it will go to manual review, I am sure there are auto denials rather than apps going into processing. What does this typically mean?  

 

Profile - 690 fico 8 - AAOA - 2 YEARS - UTIL 10% INQ 4 14 13 

9 CARDS HIVHEST LIMITS 6 5 AND 4.8

 

I am thinking I am borderline critera. What do you think? I just want a sbiny metal card... 


Can't imagine that won't get it, Gen3r1x. Just got my metal Venture in the mail. It's pretty cool! Good Luck! Smiley Happy



Do these premium cards with higher limits typically go through this manual review?  Is that what's happening? 

 


Mine was an instant approval for $15000. You have better scores and utilization than me. And Venture came up for me with a fixed APR on the Cap1 pre-qualifier.

Message 10 of 12
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