Venture Denied

[MyDataMyChoice]

Venture Denied

I have BuyPower $1000

Kohls $700

Oldest Account 2006 - QS Visa $3900

QS MC  $1600

Spark $1500

Spark $1100

[Anonymous]

Sorry to hear that, have you gotten the denial letter yet?

[MyDataMyChoice]

No i havent

[Anonymous]

sorry to hear that!

[Anonymous]

Sorry to hear.  

[Ford725]

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@JTC403 wrote:

Venture Denied

I have BuyPower $1000

Kohls $700

Oldest Account 2006 - QS Visa $3900

QS MC  $1600

Spark $1500

Spark $1100

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Sorry to hear that, but it looks like you have MAXED OUT on the number of CapOne cards you can have open at once. I believe 4-5 is the limit. You would more than likely have to close a few before they give you a Venture. Just my two cents. Good luck. 

[Anonymous]

So sorry to hear. I agree that perhaps their letter will reveal more to you. 

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/18-FICO: EQ - 777; TU - 717; EX - 681; GOAL: 780 across the board. Gardening until further notice.

[DeeBee78]

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@JTC403 wrote:

Venture Denied

I have BuyPower $1000

Kohls $700

Oldest Account 2006 - QS Visa $3900

QS MC  $1600

Spark $1500

Spark $1100

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Looks like you're maxed out on Capital One cards. The limit seems to be 5, which is what I'm counting here. Even though the Buypower isn't a true Capital One offering, it seems to count as one. 

Hopefully the rumors come to fruition and they start combining credit limits again. I'd love to have one QS1 card instead of two. 

[redpat]

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@JTC403 wrote:

Venture Denied

I have BuyPower $1000

Kohls $700

Oldest Account 2006 - QS Visa $3900

QS MC  $1600

Spark $1500

Spark $1100

---

Woa!  36 store cards can create a lot of plugage with $118k+.  As others have said 5 Cap 1 cards can be the problem though.

But getting a card with a decent cl can be a problem with all those store cards and 41k in other cards.  You maybe capped out on everything right now. 

[Anonymous]

You should see if they will upgrade one of your cards . I went from quicksilver to venture .