@Anonymous wrote:I just hope everyone doesn't get mad in six months if they don't give some massive CLI on these high limits. LOL
I can see it now lol
Yes, when they all start calling it crapital one because cap 1 refuses to give them more credit. We can only hope that people will do some research before blindly applying for a card with the expectation of massive credit lines down the line.
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Venture has always given generous lines...not sure why this is breaking news. In fact, the Quicksilver CL are also generous unless you started with a Platinum or lower tier card and tried to PC/CLI it. Then you have to do the EO nonsense.
But applying for new Venture or QS with a 700+ score + no baddies usually = great starting limit.
@Anonymous wrote:
@Dw4250 wrote:Venture has always given generous lines...not sure why this is breaking news. In fact, the Quicksilver CL are also generous unless you started with a Platinum or lower tier card and tried to PC/CLI it. Then you have to do the EO nonsense.
But applying for new Venture or QS with a 700+ score + no baddies usually = great starting limit.
Yeah, but then look at the FICO scores in my sig and tell me there isn't something fishy going on.
You have a 7k limit on a freedom card which is better than the approval I got for the freedom, so its only 3k more. Seems in line with past cap 1 approvals.
@Anonymous wrote:
@red259 wrote:I am a bit confused. What evidence do we have that capital one has drastically changed their credit line approvals other than one person claiming a 50k line? From all the frequent bashing of cap 1 on this site I am shocked how quickly people seem to change their tune. For what it is worth I got an instant 5k approval on the venture when I did not have any other open cards and that was almost two years ago, so if people are getting crazy for a 5-10k instant approval this is nothing new.
Well, it seems that from those who have a better sense of things in regards to various lenders, Capital One doesn't hand out 10K CLs like popcorn on the regular? So it was astute members of this forum that pointed out that Capital One is moving out of it's conserative patterns. That being said, I have never had anything bad to say about Capital One and I actually like the company. I don't deal with the Customer Service often, so I don't have the bad experiences that others mention. In regards to their products, the only reason they get a bad rap is because they have products suited to both prime and subprime consumers. Imagine how'd you view Chase if nearly half their products were geared to the subprime market?
The very fact that individuals on here are gettting 10K limits when I see mediocre profiles (which forum members ar devulging) is something to talk about don't you think?
The whole point of my post is what evidence do we have that cap 1 has actually changed? People have had similiar experiences to the ones being reported before and in my experience with cap 1 prime cards they tend to give out higher limits than other lenders when you have thin profile.
