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Venture ?

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Imhotrodcrazy
Valued Contributor

Venture ?

I got a pre-qual on all of  the cap one cards.  I haven't hit the app button yet.  I am qualified for the venture card with a a 13.9% interest rate.  What kind of a starting line do you think that indicates?  Has anyone received 13.9% with their recent approval.  If so,  what kind of a sl did you get?  Also approved for a QS at 12.9%,  so I am looking for a little input here.  I have been looking for a card to replace my US Bank Cash+ card.  Any info would be appreciated.  Thanks

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 1 of 23
22 REPLIES 22
Anonymous
Not applicable

Re: Venture ?

With your scores and current lines, I'd guess $20K minimum and wouldn't be surprised if it went much higher.

Message 2 of 23
CreditCuriosity
Moderator Emeritus

Re: Venture ?

Only seen one or two in the 13.9% and that was the 50k one or was that two 50k's.. Might of missed one.. I think you would get a huge limit with scores/profile.  

Message 3 of 23
Anonymous
Not applicable

Re: Venture ?


@Imhotrodcrazy wrote:

I got a pre-qual on all of  the cap one cards.  I haven't hit the app button yet.  I am qualified for the venture card with a a 13.9% interest rate.  What kind of a starting line do you think that indicates?  Has anyone received 13.9% with their recent approval.  If so,  what kind of a sl did you get?  Also approved for a QS at 12.9%,  so I am looking for a little input here.  I have been looking for a card to replace my US Bank Cash+ card.  Any info would be appreciated.  Thanks


Your scores are better than mine and I got approved for 20k.  So with your scores and good income, probably 50k thus if you have some other high limits.  We can't tell for sure but it should be good.

Message 4 of 23
Imhotrodcrazy
Valued Contributor

Re: Venture ?


@CreditCuriousity wrote:

Only seen one or two in the 13.9% and that was the 50k one or was that two 50k's.. Might of missed one.. I think you would get a huge limit with scores/profile.  


When I read your reply I started to get heart palpitations.  Smiley Surprised  If I was approved for that I would probably faint.  This old man has a weak heart. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 5 of 23
Anonymous
Not applicable

Re: Venture ?


@CreditCuriousity wrote:

Only seen one or two in the 13.9% and that was the 50k one or was that two 50k's.. Might of missed one.. I think you would get a huge limit with scores/profile.  


There were, indeed, two $50K's reported.

Message 6 of 23
SMDLiquid
Regular Contributor

Re: Venture ?


@Anonymous wrote:

@CreditCuriousity wrote:

Only seen one or two in the 13.9% and that was the 50k one or was that two 50k's.. Might of missed one.. I think you would get a huge limit with scores/profile.  


There were, indeed, two $50K's reported.


Thats a crazy starting limit Wow!

Chase Freedom | Chase Freedom Unlimited | Chase Hyatt | Chase Sapphire Preferred AU | Amex EDP AU | Amex SPG | Citi Prestige | Citi AAdvantage Executive | AAdvantage Aviator Red |

FICO: Experian 821 | TransUnion 825 | Equifax 830 | Last App: 08/28/2017
Message 7 of 23
Anonymous
Not applicable

Re: Venture ?

App already! We're all curious
Message 8 of 23
CreditCuriosity
Moderator Emeritus

Re: Venture ?

You will come out well regardless... You got the best APR on both cards they offer.. If you decide to do both, do the Venture first then the QS... I am so curious what your CL would be.  Guessing 20k+, but most likel 30k-50k on the Venture and maybe a bit lower on the QS... Obviously make sure you want the card and can utilize it vs. just having it for the big CL's  Smiley Happy..  Unless you need it for utilization, but with your scores I don't speculate that is why you would want it.

Message 9 of 23
Anonymous
Not applicable

Re: Venture ?

only one way to find out Smiley Very Happy

Message 10 of 23
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