@CreditCuriousity wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
I apped for this card today and they did pull EQ but I got a 7-10 day message. 3 INQs on my EQ file before doing that. Am hoping that I also get one of those BT offers too and the sign up bonus was tempting too.
What is your EQ score?
Right now MF is saying it's a 705. Was a 711 before the third inquiry. EQ tends to be the most sensitive credit bureau for me in terms of how much the score can fluctuate. I really hope it's just ID verification that I might get in the mail. The last thing I want is an EX pull.
So I assume Virgin was the card you chose to apply for w/regards to you other post a few nights ago about a BT card? Best of luck, sure you will be approved!
And the Wells Fargo Plat though I don't have as much confidence in that one. That one also has a BT offer. Tried DCU's but they never even pulled anything so I don't wanna deal with them.
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500
Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
