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WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

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Anonymous
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WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

I have been just reading online ...and cannot good a good answer or opionion a good credit card list of what should be apped for first  

does not matter about the name of the bank ...just give me your personal opinion.....

 

I am thinking

 

amex

chase

boa

wells fargo 

discover

cap one 

orbitz visa ....com...bank...dont know how to spell it ....lol

 

 

 

IT DOES NOT MATTER WHICH CARDS YOU PICK

 

IN WHAT ORDER WOULD YOU APPLY ?   .. 

Message 1 of 31
30 REPLIES 30
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10


@Anonymous wrote:

I have been just reading online ...and cannot good a good answer or opionion a good credit card list of what should be apped for first  

does not matter about the name of the bank ...just give me your personal opinion.....

 

I am thinking

 

amex

chase

boa

wells fargo 

discover

cap one 

orbitz visa ....com...bank...dont know how to spell it ....lol

 

 

 

IT DOES NOT MATTER WHICH CARDS YOU PICK

 

IN WHAT ORDER WOULD YOU APPLY ?   .. 


Other than the Orbitz Visa you didn't list any credit cards but the names of banks that issue credit cards.  It doesn't matter what others would apply for.  What specific card are you interested in and can be approved for?  Instead of listing a lot of banks research the various credit cards offered by them and pick a couple.  Then if you have questions about those cards people can give you informed opinions.  As your question is now, it's pretty meaningless.

Message 2 of 31
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

THE CARDS AM LOOKING AT ARE 

 

CAPITAL ONE VENTURE 

CHASE AMAZON 

WELLS FARGO

DISCOVER

BOA

ORBITZ

FUEL REWARDS

DILLARDS AMEX 

Message 3 of 31
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

1 Some type of Citi TYP earner. Maybe marry someone with a Citi Forward, get a Premier to go with it.

2. Sams Mastercard

3. Priceline Visa

4. Hyatt Visa

5. Chase Sapphire/Freedom combo (only if freedom bonus is $200-$300)

6. Diners Club

7. Ebates Visa

8. Bring back the Chase Amtrak Visa

9. Barclaycard Ring

10. Sallie Mae (only to take advantagfe of a 2 for 1 inquiry w/ the Ring)

Message 4 of 31
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

humm  those are some hard ones ..in my book ....but good ones 

Message 5 of 31
12njoy
Super Contributor

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10


@Anonymous wrote:

I have been just reading online ...and cannot good a good answer or opionion a good credit card list of what should be apped for first  

does not matter about the name of the bank ...just give me your personal opinion.....

 

I am thinking

 

amex

chase

boa

wells fargo 

discover

cap one 

orbitz visa ....com...bank...dont know how to spell it ....lol

 

 

 

IT DOES NOT MATTER WHICH CARDS YOU PICK

 

IN WHAT ORDER WOULD YOU APPLY ?   .. 


IMO,

 

If you are going to app for cards from Barclays and/or Chase along with the others that you list, Barclays and Chase should be at the top if you really want them.  I say that because both of them are inquiry/new account sensitive.  Of course each person's experience is different, but that is my opinion.  Wells Fargo has not been inquiry/new account sensitive with me nor has Discover.  Amex can be inquiry/new account sensitive and have been with me off and on.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 6 of 31
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

someone tell me detais about cap one inquiry details ..and getting mixed reviews and answers from different sites ?   

Message 7 of 31
12njoy
Super Contributor

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

Capital one will most likely pull all 3. I was able to get only 2 bureaus pulled because I had EQ on ice. I believe a few have been lucky with one pull but that's not the normal.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 8 of 31
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

HOW INQUIRY SENSITIVE IS CAP ONE ..THO .....should they by my last app on my spree?

Message 9 of 31
Anonymous
Not applicable

Re: WHAT IS YOUR PERSONAL APP SPREE LIST....WHO WOULD YOU APP FOR FIRST 1-10

I will say this about the Venture. I was denied recently due to income. Makes sense since im a college student. But the other big thing they listed was too many recent inquries. So if I were you I'd apply for that or the Chase Freedom/Sapphire combo first.
Message 10 of 31
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