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Barclay approvals?!

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Anonymous
Not applicable

Barclay approvals?!

What's the high and low credit scores that have been approved for Barclay rewards cards? I want to apply but I'm scared
Message 1 of 31
30 REPLIES 30
GoldSorata
Established Contributor

Re: Barclay approvals?!

What is your TU FICO? What does you current credit profile look like?

Message 2 of 31
OmarGB9
Community Leader
Super Contributor

Re: Barclay approvals?!

I believe low is in the 650ish range for Barclays approvals, though it also depends on which product you're going for. High scores can be anywhere in the upper 700s

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 31
Anonymous
Not applicable

Re: Barclay approvals?!

I applied for the Apple Barclay visa today with 699 TU and was approved for $2000 SL

Message 4 of 31
Anonymous
Not applicable

Re: Barclay approvals?!

@seezar I couldn't tell you to be honest at this time. I know my experian fico is 678 and my equifax is 690. But I haven't seen my transunion their slowness irritated me so I gave up trying to find out and it be reliable.
Message 5 of 31
Anonymous
Not applicable

Re: Barclay approvals?!

Omar what do u mean by which product?
Message 6 of 31
OmarGB9
Community Leader
Super Contributor

Re: Barclay approvals?!

Like which card. Some say the Apple Visa is easiest to get. Barclay rewards also seems to be easier to get YMMV of course.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 31
Anonymous
Not applicable

Re: Barclay approvals?!

But wouldn't that be for strictly apple products since it doesn't come up on Barclays website?
Message 8 of 31
GoldSorata
Established Contributor

Re: Barclay approvals?!


@Anonymous wrote:
@GoldSorata I couldn't tell you to be honest at this time. I know my experian fico is 678 and my equifax is 690. But I haven't seen my transunion their slowness irritated me so I gave up trying to find out and it be reliable.

Barclays pulls TU exclusively. If your TU score is similar to your others I'd say you have a good shot at the rewards. I got the reward card back in January with a 640 TU FICO. Do you have any other cards and if so how old are they? Barclay likes to see some revolving history. They denied me a year ago when I didn't have any revolving credit lines.

Message 9 of 31
OmarGB9
Community Leader
Super Contributor

Re: Barclay approvals?!


@Anonymous wrote:
But wouldn't that be for strictly apple products since it doesn't come up on Barclays website?

Actually it does in the scrolling ad thingy on their homepage. But anyway, no, it's not strictly for Apple products. It's a standard visa that offers 3x points in Apple Store and iTunes purchases as well as special financing on Apple products.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 31
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