WHY?????

[arkane]

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@Anonymous wrote:

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@Anonymous wrote:

I'm not sure what your reply above has to do with anything regarding an Amazon Prime membership.  My statement has absolutely nothing to do with store cards and was only in response to your comment regarding needing to spend X with an Amazon Prime in order for it to justify the membership fee.  My point was that there are plenty of other benefits of having a Prime membership that can quickly make spending X irrelevant to possessing the membership with respect to the AF.

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Well that is you. To me they have no value.  I just thought it is important to note that you don't get the 5 percent off unless you pay another 12.99 a month.  If you are already paying 12.99 a month and feel satisified with what you get for that 12.99 than perhaps the 5 percent back is value to you.  But I don't see it as being frugal as you can get free shipping on Amazon without prime.  And I don't see their Prime Video being worth 12.99 a month.   I would consider Amazon Prime as a luxury service.  If you want to pay for it great but don't act like you are saving money. 

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@Not to be pedantic but you can pay for the whole year upfront @ $119 and it'll "only" cost you ~$10 a month.

And yes you can get free ground shipping but you need to buy >$50 worth of items for that to happen. Unless you frequently buy more expensive items  or do batch shopping, a lot of times it's just not possible to hit that $50 mark without throwing in some useless filler. Prime gives me the flexibility to shop on Amazon whenever and however much I want without having to worry about unnecessary shipping charges.

I guess I simply see the Prime membership fee as "prepaying" for 2-day shipping, except there's no minimum purchase requirement and I can shop as I go. That alone is worth $10/mo to me. The 5 percent back is just a bonus; I'd certainly still subscribe to Prime if the 5% card wasn't offered.

If you do a lot of impromptu shopping trips on Amazon, Prime could definitely end up saving you a little money if you can't manage to hit that $50 threshold each time.

[sarge12]

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@Anonymous wrote:

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@Anonymous wrote:

I'm not sure what your reply above has to do with anything regarding an Amazon Prime membership.  My statement has absolutely nothing to do with store cards and was only in response to your comment regarding needing to spend X with an Amazon Prime in order for it to justify the membership fee.  My point was that there are plenty of other benefits of having a Prime membership that can quickly make spending X irrelevant to possessing the membership with respect to the AF.

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Well that is you. To me they have no value.  I just thought it is important to note that you don't get the 5 percent off unless you pay another 12.99 a month.  If you are already paying 12.99 a month and feel satisified with what you get for that 12.99 than perhaps the 5 percent back is value to you.  But I don't see it as being frugal as you can get free shipping on Amazon without prime.  And I don't see their Prime Video being worth 12.99 a month.   I would consider Amazon Prime as a luxury service.  If you want to pay for it great but don't act like you are saving money. 

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Amazon prime has movies, books, music, and free shipping for just 2 bucks more than hulu plus. IMO that is a good value. I would not advise anyone to get the Amazon Prime Store Card though. Instead get the Chase Amazon Prime Visa Signature, more benefits and it is a metallic card if that matters to you, and it is not a store card. I admittedly buy near everything on Amazon though.

[Anonymous]

I had Prime for years before ever getting the Amazon Prime card through Chase, as the benefits of Prime were well worth it and were greater than the AF.  Getting the Chase card for 5% in savings was a no-brainer for me and came long after I had Prime already; the Prime card was just an added bonus. 

[sarge12]

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@Anonymous wrote:

I had Prime for years before ever getting the Amazon Prime card through Chase, as the benefits of Prime were well worth it and were greater than the AF.  Getting the Chase card for 5% in savings was a no-brainer for me and came long after I had Prime already; the Prime card was just an added bonus. 

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BBS...I guess Prime is like anything else, some see no value in it while others like me love the service and really love the Chase Amazon Prime Visa Signature card. I totally avoid store cards and often say so, but when I do, many are quick to come out like I had personally insulted them by saying IMO store cards are not worth it to me. On the bright side, I'm even more critical of consumer finance accounts, but those have few if any defenders...They are barely above payday and title loans, which are almost loan sharks!