Walmart One card

[Varsity_Lu]

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@zerofire wrote:

I know when I applied the HP landed on TransUnion. However I have heard that they will look into Equifax sometimes. Having it locked will cause things to not work right sometimes. You can either unlock it and try the pre-qual again or if you really want the product you can just apply normally. Worst they can do is give you a denial.

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They pulled Equifax for me  back in November.

[AndySoCal]

For me it was a hard pull Equifax by Synchronny Financial  Services

[NoMoreE46]

My  approval was pulled from TU.   I am in FL.

Did you proceed?

[AndySoCal]

@NoMoreE46  Yes I did. The decision was easy Redstone 3% cash back for discount stores which my Walmart VCC code  says it ends in mid January. I go from three percent to 1.5%. With One Pay I will receive five percent because I am a Walmart plus member.

[DeeBee78]

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@Varsity_Lu wrote:

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@DeeBee78 wrote:

I prequalified using the Walmart desktop web site. It showed me the non-Mastercard version and a $5k limit. Meanwhile my Capital One Walmart Mastercard had a $22k limit, so no thanks Synchrony. 

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Are you talking about the The OnePay Walmart Spend Card?  Odd that you got that high of a CL on that.  I only got $4k on the OnePay CashRewards Card which is a better card, right?

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Sorry for the delayed reply, but yes, it was 100% the OnePay Walmart Spend card, not the Mastercard version.