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Walmart Pre-qualify

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911gt34life
Established Contributor

Walmart Pre-qualify

i was trying out walmart pre-qualify but sad only offer me 2,500 pass on it

 

try 6 months ....

 

i seen so many people getting 10k and over as well....

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Message 1 of 6
5 REPLIES 5
Jnbmom
Credit Mentor

Re: Walmart Pre-qualify

Honestly given your current card line up that isn't bad at all?

 

Everybodys profile is different and starting at 10K most probably have similar lines with other banks .

 

I would have took it if you really wanted the card the cashback is very nice 

EXP 780 EQ 796 TU 810
Message 2 of 6
FicoMike0
Senior Contributor

Re: Walmart Pre-qualify

A low cl and having to deal with sync? I think I'll pass too. 

 

Message 3 of 6
GZG
Senior Contributor

Re: Walmart Pre-qualify


@911gt34life wrote:

i was trying out walmart pre-qualify but sad only offer me 2,500 pass on it

 

try 6 months ....

 

i seen so many people getting 10k and over as well....


vantage 4.0 punishes every inquiry/new account, high velocity tends to lead to lower starting limits

Starting FICO 8:
Current FICO 8:



Message 4 of 6
NoMoreE46
Community Leader
Senior Contributor

Re: Walmart Pre-qualify

I think there have been 2 approvals at $10,000 and one at $15,000.

Most have been under $10,000.

 

I have WMT + so the 5% back is worth

it to me even if I got  a low  SL.  Furthermore,  I never have had  the typical CLD  issues with Synch and in fact, CLI were quite successful

 for me.

 

 

Here is my post:

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/OnePay-MC-approval/m-p/6843767#M901568

 

 

 

 

Message 5 of 6
FicoMike0
Senior Contributor

Re: Walmart Pre-qualify

I'll admit, I've had no personal problems with sync. Haven't had an account with them in more than 5 years. Still, they do seem to get a lot of complaints. Maybe it's the market segment they're in.

I'm not a big Wal-Mart shopper either, sometimes find something on walmart.com.

 

 

Message 6 of 6
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