Walmart- Why won't they give me an increase

[Anonymous]

Any words or help Ive been with them since October, No increase yet, Ive chatted called and still nothing, my scores have rised like 60 points im at a 655 now. Utilizations on all cards total 24%. Anyone gotten a increase within having their  card 8 months or less? Any ideas or suggestions?

[creditguy]

I know people who have gotten CLI's in less then six months of having the card and these were auto CLI's. I have had the card about 8 months myself and have seen no love at all. The only thing I can suggest is use it and pay it off frequently. Other than that I really have no idea what synchrony looks for. Your score is good enough for a CLI provided they are using your most current score. Perhaps your utilization is too high for them, but like I said who knows. I don't waste my time chasing CLI's with them, I use the card and pay it off, if they show love then great, if not, meh my life goes on. Good Luck.

[Anonymous]

Thanks, n good but not good to know I'm not the only one their neglecting. I'm gonna stop trying. The buck stops here

[Anonymous]

I think score needs to creep up a little bit. 680 seems to be where they let it fly.

[Anonymous]

Yes I got my increases under 4 months several small ones, but if they're giving them out automatically that is your cue to call in and ask for more

[elim]

Credit Solutions 877-379-8173

have to call this number. may need to get utilization down for a score bump if denied.

[RonM21]

How much spend have you put on the card each month?

[coldnmn]

When I was actively seeking CLIs I had a balance report on 4 statements with Walmart. After it posted I paid it off to avoid interest. I believe their algorithm reads a statement balance as possibly needing a CLI. I never called just used the CLI button on my account. I didn't get one every time, but I started with a $700 store card. YMMV

[Meanmchine]

I got mine in 4 months

Month 1 -- Buy $50 in stuff.  Let statement cut

Month 2 -- Pay $25 Let statement cut

Month 3 -- PIF let statement cut

Month 4 -- When u receive the above staatement, call cs, or click chat, or hit luv button.  RINSE AND REPEAT

[Anonymous]

I couldn't get one until my TU was 662. 669 put me at 3500 when I called credit solutions. 692 put me at 6000.
From what I've gathered from this bank is 660's will get you 3500. 675-700 is 6000. 700-725 is 10k, above that it depends on who at that point ( Walmart, lowes, toys r us, sams club etc) These are data points I've gathered between my DW and I as we have covered scores between 650's to 750's and we both have syncohony cards and some are the same.