Walmart- Why won't they give me an increase

[Anonymous]

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@Anonymous wrote:
I couldn't get one until my TU was 662. 669 put me at 3500 when I called credit solutions. 692 put me at 6000.
From what I've gathered from this bank is 660's will get you 3500. 675-700 is 6000. 700-725 is 10k, above that it depends on who at that point ( Walmart, lowes, toys r us, sams club etc) These are data points I've gathered between my DW and I as we have covered scores between 650's to 750's and we both have syncohony cards and some are the same.

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I have a sam club mc started at 6.5k got it to 18k before I got card and my score under 700. Same as Walmart started at 300 (wrong SSN don't even know how they got approve and u can call in to change SSN) went to 8500. 

[smoop88]

I got my card in 2015 Aug at 700 bucks. I got a requested increase before I got a credit solutions increase. 600 to 750 then in Feb this year 750 went to 3.5 then 2 days ago to 5k

[Anonymous]

I got 8k on my sams with a tu 693 but only 5k on my wm mc with a tu 697 and i app'd for wm mc first lol.... so it has more to do with a hodge podge of your credit profile than just score alone for your increases

[bk510]

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@Anonymous wrote:
I couldn't get one until my TU was 662. 669 put me at 3500 when I called credit solutions. 692 put me at 6000.
From what I've gathered from this bank is 660's will get you 3500. 675-700 is 6000. 700-725 is 10k, above that it depends on who at that point ( Walmart, lowes, toys r us, sams club etc) These are data points I've gathered between my DW and I as we have covered scores between 650's to 750's and we both have syncohony cards and some are the same.

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I nearly went 2 yrs without any CLI's on my Wally and Amazon store card.(Wally 400SL, Amazon 700 SL). Tried everything u name it. and Once I broke 660, through online chat they bumped me to 3500 on both this past January, 3 weeks ago my score seems to be the same as it was back in January, and I did another online chat and they bumped it to 6000 on both.

[bk510]

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@Anonymous wrote:
I got 8k on my sams with a tu 693 but only 5k on my wm mc with a tu 697 and i app'd for wm mc first lol.... so it has more to do with a hodge podge of your credit profile than just score alone for your increases

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+1

[Anonymous]

Thanks for this thread. I'll need to sit and wait until my TU scores increase before I ask for a Walmart CLI from $150. Not sure why but my TU score on Discover and Walmart keeps going down a few points every month since I've received those approvals back in March.

[NichelleN]

While I'm sure there are other factors, the score data points seem to be pretty consistent on the forum. I've been searchng and reading specifically on this as I was trying to figure out the score needed for my next bump.  My Amazon, Walmart, JCPenney and Lowe's all seemed to have followed the same pattern as many others here. Amazon, Walmart and JCPenney all had the same credit limits as related to a particular score. Lowe's seems to operate on a larger scale so it's a little higher.

Also, there were no time limits for increases for me. On the day I was approved for my JCP card at $600 I called credit solutions and they immediately moved it to $5K at my request. I realized that I'd left something on the table and called right back. They bumped it up to $6K. When I first opened Amazon (and before I understood how Sync CLI's work), I kept calling back and they increased the limit a few times in a week. The rep said there was no time limit and I could call back as often as I liiked.

[morgacj2004]

Because just like Dustin said in Rain Man , Walmart Sucks!

[Anonymous]

I've had a Walmart and Amazon store card for a little over a year.  Walmart currently sits at $600 and Amazon at $700.  I have had zero success in getting an increase.  No luck with the luv button, no luck with chat, and no luck with calling credit solutions.  I've contacted them through twitter and the EO.  After my EO contact I received a letter back stating that they use their own internal scoring method which is what they base their clis on rather than strictly credit bureau info.  I use the Amazon card far more than I use the Walmart card.  I have a Barclay Arrival with a $9.8k limit, a Capital One QS WMC with a $10k limit, a Discover with a $5.5k limit, and now the Costco Visa with a $5.5k limit.  I will be using the QS for my Amazon purchases from now on as I'm ready to move on from Synchrony.