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Walmart and Amazon Denials For CLI

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CostantinoA
Established Contributor

Walmart and Amazon Denials For CLI

Hello:

 

I have had the cards a few months and have made thousands in purchases and paid in full before the statments came out and every time I hit the luv button or use chat,  I am denided a increase.  I heard you can call in to credit department.  Do you think it is worth it for me to try this?  I do not "need" the increase but doing it for over all credit picture.  Thanks!  Also, do anyone have the current number to reach the credit department directly?

Experian - 531
Transunion - 540
Equifax - 533

Chapter 7 filed 06-2019
Chapter 13 filed 04-2024
Message 1 of 28
27 REPLIES 27
Anonymous
Not applicable

Re: Walmart and Amazon Denials For CLI

i was declined via website twice... Decided to call in using back door number and was increased to 6,000 from my initial $1500 SL. I've had my account a little over 3 months.
Message 2 of 28
Anonymous
Not applicable

Re: Walmart and Amazon Denials For CLI

I forgot backdoor number but it is the first topic on the board.. Labeled "Backdoor Numbers" GOOD LUCK
Message 3 of 28
dapps06
Frequent Contributor

Re: Walmart and Amazon Denials For CLI

Definitely call. I was approved for I think 2k, called that same day or the next (can't remember) and asked for 5k and got it. I've hit the CLI button several times since (four months ago) with no luck, and even called just last week to ask for a CLI and was denied. Then I called again last night and asked for 15k, they offered to bump me up to 6k.

 

I have the Amazon store card as well but have been denied online a couple of times and on the phone once, I've only put 20 bucks through the card since I got it in April so I wasn't exactly shocked.

 

 

Message 4 of 28
taxi818
Super Contributor

Re: Walmart and Amazon Denials For CLI

Always call or during business hours. log into your account online and hit chat. either way they will help you. The luv button is useless. Just got denied on the 9th of aug for cli on walmart. on the 16th tried chat and upped to 10k. so that is the way to go. Pick the Credit solutions number from backdoor for both accounts. They will find who you are.

Message 5 of 28
Anonymous
Not applicable

Re: Walmart and Amazon Denials For CLI

I have had both cards for about 5-6 months. All CLI denied by chat and love buttons. I don't feel like calling b/c I don't want to be denied in person. LOL. 

Message 6 of 28
dapps06
Frequent Contributor

Re: Walmart and Amazon Denials For CLI


@Anonymous wrote:

I have had both cards for about 5-6 months. All CLI denied by chat and love buttons. I don't feel like calling b/c I don't want to be denied in person. LOL. 


It's the easiest thing in the world. You tell them you want a CLI, they read you an income disclaimer and ask what you make and how much you're looking for and then put you on hold for a minute or two and come back with a decision. Takes just a couple of minutes.

Message 7 of 28
Anonymous
Not applicable

Re: Walmart and Amazon Denials For CLI

Just let them know you would like more buying power or just to make a larger purchase and I'm sure you'll get it. I thought I would be declined and got a nice increase.
Message 8 of 28
CostantinoA
Established Contributor

Re: Walmart and Amazon Denials For CLI

What is the current number to reach them?

Experian - 531
Transunion - 540
Equifax - 533

Chapter 7 filed 06-2019
Chapter 13 filed 04-2024
Message 9 of 28
Anonymous
Not applicable

Re: Walmart and Amazon Denials For CLI

1800 480 0205
Message 10 of 28
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