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Walmart cli denied

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Anonymous
Not applicable

Walmart cli denied

Two weeks ago I was approved no problem for Home Depot Store Card $2000 CL. Good do far

Next day I applied for Wal-Mart store card for a $400 CL TU fico 654 ik my scores are not perfect still. today I called and asked for a cli for 1500 was denied I was soo angry I called 3 hrs later again and requested cli for 800 At least, and still i was denied. I don't get it
Message 1 of 8
7 REPLIES 7
taxi818
Super Contributor

Re: Walmart cli denied


@Anonymous wrote:
Two weeks ago I was approved no problem for Home Depot Store Card $2000 CL. Good do far

Next day I applied for Wal-Mart store card for a $400 CL TU fico 654 ik my scores are not perfect still. today I called and asked for a cli for 1500 was denied I was soo angry I called 3 hrs later again and requested cli for 800 At least, and still i was denied. I don't get it

Sorry you don't get it. synchrony cards have a pretty standard policy. you only had the card 2 weeks. they are not going to give you cli that fast. give the paint some time to dry. anyway. it is common that they will give you cli every 4 months. or after every 4th statement. but you must use it to get it. and let a balance report helps. then pay it off. it will grow very fast after that.

Message 2 of 8
Anonymous
Not applicable

Re: Walmart cli denied

 

 I'M sorry that your cli was denied. I got a $2000.00 increase about three weeks ago & tonight they given me a $1500.00 cli upon request. I ask for $5000.00 but they counter offered me the 1500.00 and said yes. I just got my walmart card in January & my initial start was $300.00, now my cli is $3800.00. Don't give up on getting your cli, may you can try again tomorrow.

Message 3 of 8
ecxpa
Valued Contributor

Re: Walmart cli denied

Don't think you will get a CLI from Synchrony before 4 mos.

Message 4 of 8
Anonymous
Not applicable

Re: Walmart cli denied

Thanks I appreciate all of the advice. So 4 months perfect I wait I'll leave a balance and keep it under 10% np in 4 months. Now what high CL should I request that the bank is lenient to approve?
Message 5 of 8
gdale6
Moderator Emeritus

Re: Walmart cli denied


@Anonymous wrote:
Thanks I appreciate all of the advice. So 4 months perfect I wait I'll leave a balance and keep it under 10% np in 4 months. Now what high CL should I request that the bank is lenient to approve?

With Synchrony you ask for 25K and let them counter.

Message 6 of 8
Anonymous
Not applicable

Re: Walmart cli denied

Thank you that's smart 25K cl request and if they counter it, definitely it will be for the highest credit limit that Wal-Mart could grant Me. Well I hope. Can the counter off the 25K CL request also work with citi bank store cards like home depot & best buy
Message 7 of 8
gdale6
Moderator Emeritus

Re: Walmart cli denied


@Anonymous wrote:
Thank you that's smart 25K cl request and if they counter it, definitely it will be for the highest credit limit that Wal-Mart could grant Me. Well I hope. Can the counter off the 25K CL request also work with citi bank store cards like home depot & best buy

Not to my knowledge but Creditaddict would probably know one way or the other for sure.

Message 8 of 8
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