Walmart really?

[yoyo]

When I was trying to rebuild my credit score after my bk...I was declined for Walmart.  When I called they told me I had to be 2 years out of BK to qualify.  So I lived with that.  Well one year later...I get a pre approval in the mail.  My TU score is 663.  I'm asking myself should I risk an inquiry.  Trying not to apply for credit until next year.  The prescreen offer is on  walmartcardoffer.com/prescreen.  If I enter my info...will it hit my credit..or will my credit hit after I complete the full application process. When I typed in this email address it's asking for my pre approval acceptance number and last name....just want to know if anyone tried this and got a hard inquiry.  I'm not a Walmart fan...but hey it will get me in SynBank

[Anonymous]

I never recieved a pre screen for my Walmart card, but I do know that's TU score of 663 qualifies you easily for a card.  It will be a HP though, but if you want the card, it is worth it.  iF you are not a Walmart fan, then don't.  Amazon is a great card to have as well.  There is a site called Creditpull Database and it will tell you the scores others had when applying for CC.  That may be helpful to you.  Good luck.

[Anonymous]

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@yoyo wrote:

When I was trying to rebuild my credit score after my bk...I was declined for Walmart.  When I called they told me I had to be 2 years out of BK to qualify.  So I lived with that.  Well one year later...I get a pre approval in the mail.  My TU score is 663.  I'm asking myself should I risk an inquiry.  Trying not to apply for credit until next year.  The prescreen offer is on  walmartcardoffer.com/prescreen.  If I enter my info...will it hit my credit..or will my credit hit after I complete the full application process. When I typed in this email address it's asking for my pre approval acceptance number and last name....just want to know if anyone tried this and got a hard inquiry.  I'm not a Walmart fan...but hey it will get me in SynBank

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Thanks yoyo,

I had tried for this acct. severl times over the past few weeks but got no where and then your post reinspired me. Your link didn't work because I didn't have the prescreen offer info so I googled Walmart Credit Pre Approval and got the following link; https://www.google.com/?gws_rd=ssl#q=walmart+credit+pre+approval This brought up a split screen with my login info to walmart.com on the left and a quick prescreen on the right. I opted to sign in first and it took me to a longer page app where I was immediately approved for $1100.00, YAY!

I couldn't beleive it. We have custody of our 19mnth old granddaughter and we shop at wally world several times a week it seems so this card wil get lots of use. Combine it with my SavingsCatcher app and Ebates Rewards for online shopping and the money will keep flowing back into our hands.

I know I've seen it before but would like it repeated here for others; Can you have the store card and the MC at the same time?

[yoyo]

Congrads...wish you and your family well...

[CreditUnionFan]

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@Anonymous wrote:

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@yoyo wrote:

When I was trying to rebuild my credit score after my bk...I was declined for Walmart.  When I called they told me I had to be 2 years out of BK to qualify.  So I lived with that.  Well one year later...I get a pre approval in the mail.  My TU score is 663.  I'm asking myself should I risk an inquiry.  Trying not to apply for credit until next year.  The prescreen offer is on  walmartcardoffer.com/prescreen.  If I enter my info...will it hit my credit..or will my credit hit after I complete the full application process. When I typed in this email address it's asking for my pre approval acceptance number and last name....just want to know if anyone tried this and got a hard inquiry.  I'm not a Walmart fan...but hey it will get me in SynBank

---

Thanks yoyo,

I had tried for this acct. severl times over the past few weeks but got no where and then your post reinspired me. Your link didn't work because I didn't have the prescreen offer info so I googled Walmart Credit Pre Approval and got the following link; https://www.google.com/?gws_rd=ssl#q=walmart+credit+pre+approval This brought up a split screen with my login info to walmart.com on the left and a quick prescreen on the right. I opted to sign in first and it took me to a longer page app where I was immediately approved for $1100.00, YAY!

I couldn't beleive it. We have custody of our 19mnth old granddaughter and we shop at wally world several times a week it seems so this card wil get lots of use. Combine it with my SavingsCatcher app and Ebates Rewards for online shopping and the money will keep flowing back into our hands.

I know I've seen it before but would like it repeated here for others; Can you have the store card and the MC at the same time?

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Congrats on the Walmart store card approval!

I have not run into anyone who has both the Walmart store and dual (Master) cards. Most people wait for an upgrade to the dual card and when they accept the upgrade offer, the previous store card is closed.

[Anonymous]

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@CreditUnionFan wrote:

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@Anonymous wrote:

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@yoyo wrote:

When I was trying to rebuild my credit score after my bk...I was declined for Walmart.  When I called they told me I had to be 2 years out of BK to qualify.  So I lived with that.  Well one year later...I get a pre approval in the mail.  My TU score is 663.  I'm asking myself should I risk an inquiry.  Trying not to apply for credit until next year.  The prescreen offer is on  walmartcardoffer.com/prescreen.  If I enter my info...will it hit my credit..or will my credit hit after I complete the full application process. When I typed in this email address it's asking for my pre approval acceptance number and last name....just want to know if anyone tried this and got a hard inquiry.  I'm not a Walmart fan...but hey it will get me in SynBank

---

Thanks yoyo,

I had tried for this acct. severl times over the past few weeks but got no where and then your post reinspired me. Your link didn't work because I didn't have the prescreen offer info so I googled Walmart Credit Pre Approval and got the following link; https://www.google.com/?gws_rd=ssl#q=walmart+credit+pre+approval This brought up a split screen with my login info to walmart.com on the left and a quick prescreen on the right. I opted to sign in first and it took me to a longer page app where I was immediately approved for $1100.00, YAY!

I couldn't beleive it. We have custody of our 19mnth old granddaughter and we shop at wally world several times a week it seems so this card wil get lots of use. Combine it with my SavingsCatcher app and Ebates Rewards for online shopping and the money will keep flowing back into our hands.

I know I've seen it before but would like it repeated here for others; Can you have the store card and the MC at the same time?

---

Congrats on the Walmart store card approval!

I have not run into anyone who has both the Walmart store and dual (Master) cards. Most people wait for an upgrade to the dual card and when they accept the upgrade offer, the previous store card is closed.

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You've just met the person. That would be me. I have a store card at $6k and I applied for the MC about a year after I got the store card. The MC has an $8k CL. Both open and active, both get used. Also have Sam's SC.

[Anonymous]

I was just approved for the Walmart store card with a credit limit of $700. I was denied for the Walmart Mastercard. My TU Fico score is 621. My CreditKarma Vantage score is 599. I haven't missed a payment on the 3 open lines of revolving credit in 2 years. I have a unpaid Judgement of 7014.00 with 2 Collections from 2 years ago. I currently hold a Secured CapOne, Kohls, & Fingerhut card. I also have 89k in students loans that I haven't missed a payment on for 4 years, they also have been in deferment for 4 years. LOL.

[Meanmchine]

From what ive heard, if you have a Walmart store card and app for the m/c later, it is possible to get denied for the m/c but get approed for a 2nd store card