@Anonymous wrote:Its been about 2 months since I have been declined entrance into the Citi credit card line-up. Reason for the decline was an excessive amount of recent inquiries. Since then, I've been in the garden, sharpening my claw and teeth and waiting for the perfect ambush opportunity to overtake CITI.
Is it recommended that I wait a full 6 months before proceeding?
Current state of my credit game is:
Low util at around 15% ~ 20% (will try to bring it down to 9%)
Credit score of around 720 across the 3 major bureaus
No late payments
$26,000 Total CL
My advice would be to forget Citi; IMHO there are better cards around.
