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Weird thing

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haleyjen
Regular Contributor
‎11-15-2016 11:59 AM
‎11-15-2016 11:59 AM

Weird thing

My boyfriend filled out a prequalification and it came back saying it was suspicious or fraudulent.  Why would that be?

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
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Message 1 of 8
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7 REPLIES 7
Aduke1122
Senior Contributor
‎11-15-2016 12:00 PM
‎11-15-2016 12:00 PM

Re: Weird thing

Prequalify for which company ?
Message 2 of 8
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Scupra
Super Contributor
‎11-15-2016 12:02 PM
‎11-15-2016 12:02 PM

Re: Weird thing

Does BF have a fraud alert on his reports?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 8
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haleyjen
Regular Contributor
‎11-15-2016 12:02 PM
‎11-15-2016 12:02 PM

Re: Weird thing

Credit One.  He's just starting out with Credit, was one of the last hold outs.

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 4 of 8
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Aduke1122
Senior Contributor
‎11-15-2016 12:03 PM
‎11-15-2016 12:03 PM

Re: Weird thing

If its at all possible just move on from Credit one , has he tired Capital One ? They are really easy to get with lower scores ?
Message 5 of 8
Scupra
Super Contributor
‎11-15-2016 12:04 PM
‎11-15-2016 12:04 PM

Re: Weird thing

Have you or him taken a look at his reports?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 6 of 8
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haleyjen
Regular Contributor
‎11-15-2016 12:10 PM
‎11-15-2016 12:10 PM

Re: Weird thing

Yeah, nothing weird, the only thing I can think of is that he's using a Google Voice number right now.

BOA Cash Rewards - $500 Capital One Quicksilver: $750 Merrick Double Your Line Visa.- $1000 Mission Lane: $400 Grain: $875 J Crew: $1100
Message 7 of 8
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Scupra
Super Contributor
‎11-15-2016 12:17 PM
‎11-15-2016 12:17 PM

Re: Weird thing

I agree with the poster above, try out Capital One and see what results BF can get there

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 8 of 8
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