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Well Fargo Platinum under review

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Regular Contributor

Well Fargo Platinum under review

Decided to apply for Platinum 18 months 0% APR card to transfer some balance from other cards. 
pulled EX and still under review. I even called and they said to wait 24 hours or 7-10 days. Just wondering if it's verification process. 

Message 1 of 13
12 REPLIES 12
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Regular Contributor

Re: Well Fargo Platinum under review

One way to find out.....Call them tonight


@Ericguest wrote:

Decided to apply for Platinum 18 months 0% APR card to transfer some balance from other cards. 
pulled EX and still under review. I even called and they said to wait 24 hours or 7-10 days. Just wondering if it's verification process. 


 

Message 2 of 13
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Regular Contributor

Re: Well Fargo Platinum under review

I tried and it's still under review. 
Maybe it's high volume of calls, applications etc because of COVID 19. 
I will update

Message 3 of 13
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Community Leader
Mega Contributor

Re: Well Fargo Platinum under review

Good luck. My experience has always been slow with them and they dont really communicate well on apps. I was thinking of applying this card as well but the uncertainty of having a job has held me back. 

Message 4 of 13
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Regular Contributor

Re: Well Fargo Platinum under review


@AverageJoesCredit wrote:

Good luck. My experience has always been slow with them and they dont really communicate well on apps. I was thinking of applying this card as well but the uncertainty of having a job has held me back. 


Uncertainty made me pull the trigger. I am not sure how long until everything gets back to normal and if it will be normal again as we know it. 
Mother Nature got tired of humans. 

Message 5 of 13
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New Contributor

Re: Well Fargo Platinum under review

Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.


Goal Cards
Message 6 of 13
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Valued Contributor

Re: Well Fargo Platinum under review

Best of luck on your application! Keep us posted.





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 7 of 13
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Regular Contributor

Re: Well Fargo Platinum under review


@FICOlearner123 wrote:

Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.


I actually do. I tried calling them to verify my identity but so far they still processing. 
Anyways, it is my last personal app for the next year or so whether it's denial or approval. I wasn't even planning to get another card but mailer came and it made me pull the trigger. 

Message 8 of 13
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Community Leader
Mega Contributor

Re: Well Fargo Platinum under review


@Ericguest wrote:

@AverageJoesCredit wrote:

Good luck. My experience has always been slow with them and they dont really communicate well on apps. I was thinking of applying this card as well but the uncertainty of having a job has held me back. 


Uncertainty made me pull the trigger. I am not sure how long until everything gets back to normal and if it will be normal again as we know it. 
Mother Nature got tired of humans. 


LolSmiley Wink

 

Only thing about apping to uncertainty is there is no gaurentee that even if approved the account wont be closed   if they see signs of distress which im sure signs will be everywhere in big bold NeonSmiley Wink 

Message 9 of 13
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Community Leader
Mega Contributor

Re: Well Fargo Platinum under review


@FICOlearner123 wrote:

Do you have any extended alert on your credit bureau file? I once had Chase reach out to me on the mobile number on the file and then had the app cleared.


Yes, fraud alerts which never help if you want instant gratification on approval or denial. 

Message 10 of 13
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