Team,
I just have a quick question. I received a "you're Pre-selected" with the usual $200 bonus. But this one actually has 0% for 15 months and a SOLID rate no variable ranges. I have never applied for Wells, so I do not know how the Wells system works, is this pretty solid ? I don't want to waste an inquire.....which bureaus do they pull ?
Thank you all in advance.
How did you recieve the your selected? Having accounts with them help. They pull EQ. Which FICO score not sure. I'll know when my Bilt shows up.
This card is fantasic. Just added it a few weeks ago. They pulled EQ 9 @ 820.
I'm in Colorado and have had an IDLE checking account with them that I leave $500 in to avoid fees.
No other lines with Wells, but CC's/PLOC's totaling about $550k now with $1k balance across 2 of them.
Charged and paid the $500 and the $200 cash back is pending on the first statement cycle
Free money and a great place to carry any balance at 0% if needed.
@DEITY_of_Credit wrote:Wells Fargo uses FICO 9, normally Equifax, but can use either of the other two, depending on where you live.
^^^This
Definitely depends where you live. They pulled EX for me.
Well - I took a shot - it didn't decline - it gave me the "We need to verify some information before we make a decision"
page.
they only pulled Experian (it's my highest high 700)
wish me luck. Anyone have had this happen ?
Update - @FinStar Mod - if needed to close, please do so.
Took the shot and got the approval email this morning at 2AM SL $30K
@PointsBonus wrote:Update - @FinStar Mod - if needed to close, please do so.
Took the shot and got the approval email this morning at 2AM SL $30K
Curious to ask, how many inquires in 6/12mo did you have on EQ or EX prior to applying? I am thinking about applying but already have 4/6 inq in the last 6/12 mos on EX which I know they will pull for me since I already have their Reflect card since Nov 22.
Starting Score: 536