Wells Fargo New Card Policy

[User1065252]

Does anyone know Wells Fargo policy regarding new cards? and how long we need to wait to apply for a new one?

Cash Back Card opened 12/2021

Autograph Visa opened  08/2022

Interested in applying for the BILT MasterCard

[M_Smart007]

@User1065252,

What you should know about WF SUB's;

https://www.doctorofcredit.com/wells-fargo-one-bonus-per-16-month-rule/

ETA: Also you have had a pretty good run on Approvals,

might be time to cool the jets/Garden for a while?

[chuckwood]

I think Wells let up on the 15 month no sub, 0 interest rule but seeing you just got the Autograph card and have not had the cash back card long it probably would not be a good idea to apply for a minimum of 6 months. If you was to apply it usually tells you if you are not allowed a promo. You may call and check to see if they do product changes on the cash back card for the BILT card if you are interested? Hope that helps. Good Luck

[User1065252]

Thank you both, this is helpful!

[NoMoreE46]

Right about the Autograph not adhering  to their 15 month policy @chuckwood. 

I got the Autograph in August (with 0% and the SUB.)   My previous WF card was approved 13 months ago in July 2021.

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@chuckwood wrote:

I think Wells let up on the 15 month no sub, 0 interest rule but seeing you just got the Autograph card and have not had the cash back card long it probably would not be a good idea to apply for a minimum of 6 months. If you was to apply it usually tells you if you are not allowed a promo. You may call and check to see if they do product changes on the cash back card for the BILT card if you are interested? Hope that helps. Good Luck

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[pakratus]

WF's website says 6 months between approvals.  That may or may not apply to cobranded cards like Bilt.