Wells Fargo Triple Pull

[FinStar]

How long ago did this happen for you @Anonymous?

[Anonymous]

Over two years ago at least. Was a pretty card, just couldn’t do much with it. Only had a checking, savings and CD at the time with them.

[FinStar]

Oh gotcha. Perhaps the 2 or 3 HPs are more of an outlier than anything since most WF CC applicants report 1 HP. I guess we'll see if there's any others.

[Anonymous]

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@Anonymous wrote:
Visa signature card new app
4 cards reporting between 2 to 8% utilization.
I have 11 credit card accounts and an almost paid off auto loan

Nothing frozen

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Congrats!  thanks for sharing

[gdale6]

I am sorry for your denial. I too received a denial from them with Ficos in same range as you. The lone reason they used was too many new accounts in 24 months. I had opened 5 new in said time period.

[FloydWonder]

Sorry to hear about your denial, OP.

I app'ed for a PLOC in May of this year from WF, and was triple pulled for it. Had just under a year of CC history with two accounts open at the time, but got the $10k requested on the application.

Pretty sure my Cash Wise app pulled EX and EQ, as well. That was in October of 2017. I think it's something they do when applications are borderline approval, but just a hunch.

[Anonymous]

I was doubled pulled for an app, then doubled pulled again on recon with a double “no.” Scores were 801 and 790 at the time. Had a deposit relationship at the time as well.

[FinStar]

@Anonymous, what reasons did they cite for being declined? Was this for the Propel CC or another WF product?

[Anonymous]

@Finstar they told me I had sufficient credit. Was the Cash wise card. Had a preapproval on my login too at the time.