Wells choice privileges CLI failure

[cashorcharge]

Admittedly, expecting WF to give you a 10X CLI is down right crazy...regardless of how good your score may be or where the account originated from.  Even if it didn't come from Barclays and was their account to begin with....that request does lack rationale for the bank to approve

[AzCreditGuy]

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@cashorcharge wrote:

Admittedly, expecting WF to give you a 10X CLI is down right crazy...regardless of how good your score may be or where the account originated from.  Even if it didn't come from Barclays and was their account to begin with....that request does lack rationale for the bank to approve

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Its a good thing I wont listen to your advice on this one.....My other WF card autograph started out at $10k I asked for $50k they ended up giving me $42k... I did a thread of why one should always be asking for CLI in the Fico score thread....

[AzCreditGuy]

Well, I think I know now why my CLI failed, seems WF is basing its takeover on the Barclays acquisition as a time frame vs when the card was opened? 

Since WF took over the card, the card has been used to pay a monthly utility and paid in full every month. I guess the more you know with WF and how they do things with acquisitions, the more informed one is?

[RootDet]

I have the same frustrations. WF wants a hard pull for both the choice card and the Autograph, but they have been open for a long time. 

[AzCreditGuy]

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@RootDet wrote:

I have the same frustrations. WF wants a hard pull for both the choice card and the Autograph, but they have been open for a long time. 

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Are you sure for Autograph? I just asked for  CLI  3days ago and got a $4k CLI  with a SP, to get an overal CLI of $46k. Yes the choice is HP, but my 2 CLI for my autograph have been SP