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Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

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Regular Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

I have considered that as well, but the authorized card that I’m on is 15 years old, so it’s holding in strong! 💪
Message 11 of 33
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Established Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

+1

 


@Jnbmom wrote:
Yes lower utilization will help your scores, but I hope you realize adding new accounts will lower your average age of accounts that can lower your scores.

 



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Message 12 of 33
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Valued Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

Good Luck... Congrats?...Seeing this in an approval thread, Did I miss an approval update from the OP?
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 3 TU 1
AAoA 5y4m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 0/6 ; 1/12 & 3/24
Message 13 of 33
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Established Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

 "app spree. Heaven" 

 

More than the WF?

 


@jazzyvar84 wrote:
Because I’ll be waiting 12 months after this, sooooo I’ve decided to do an app spree, and it is HEAVEN!!!! Lol

 



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Message 14 of 33
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Regular Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

Yes. I was approved for a Lowe’s card, Navy Federal, and BB&T. BB&T didn’t even do a hard pull.
Message 15 of 33
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Super Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

Congratulations on your approvals!
Message 16 of 33
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Established Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

Wow... CONGRATS!

 

Going for more in the near future?

 


@jazzyvar84 wrote:
Yes. I was approved for a Lowe’s card, Navy Federal, and BB&T. BB&T didn’t even do a hard pull.

 



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Message 17 of 33
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Valued Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔


@jazzyvar84 wrote:
Yes. I was approved for a Lowe’s card, Navy Federal, and BB&T. BB&T didn’t even do a hard pull.

 


You should check out the Shopping Cart Trick thread.




Living through Darwinism is so much worse than learning about about it in school.
Message 18 of 33
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Super Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔


@jazzyvar84 wrote:
I have considered that as well, but the authorized card that I’m on is 15 years old, so it’s holding in strong! 💪

You do realize that AU card age won't do anything for you when you apply for your mortgage right? It will be removed from the calculations completely. In fact some lenders will ask you to be removed from any AU accounts before they will even run the numbers. 



01/2019:
06/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.

P.S. I’m a dude, yo!
Message 19 of 33
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Frequent Contributor

Re: Wellsfargo Pending.....WHY???? 😌🤷🏾‍♂️ 🤔

Big no no for a mortgage usually, like 9.9 times out of 10 a bad idea to app within a year of trying for a mortgage. I’ve been through this twice different banks/brokers and they all say the same thing....no new credit period, don’t forget to make at least a minimum payment and no big purchases...

Starting Score: Jan 2011-600TU 598 EQ
Current Score: 818TU 810EQ 813EX
Goal Score: 800 and higher across the board


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Inq's
LOL /12 -24
Message 20 of 33
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