What Card do I need to apply for?

[Anonymous]

I currently have a FICO of 640 as i have been rebuilding from a low of 560's. I currently have 3 cards: Quicksilver One 2300CL; Cabelas Club Visa 1000CL; and a Bealls Comenity Bank 1000 CL. Would like a higher limit card maybe a cashback or travel rewards card in order to pay more monthly bills with my cards and not hurt my utilization ratio so bad. Ultimately want the Chase Sapphire card but dont think I can qualify now. Help?

[Anonymous]

Whats you AAOA, what is the reason for such low scores, collection BK? Not trying to sound noisy but were able to give you the best advice if we can know the whole story. How many INQ etc. 

[Anonymous]

Welcome to the board. There are 3 credit bureaus so what are your scores for a all three?  Can you list them?

[SouthJamaica]

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@Anonymous wrote:

I currently have a FICO of 640 as i have been rebuilding from a low of 560's. I currently have 3 cards: Quicksilver One 2300CL; Cabelas Club Visa 1000CL; and a Bealls Comenity Bank 1000 CL. Would like a higher limit card maybe a cashback or travel rewards card in order to pay more monthly bills with my cards and not hurt my utilization ratio so bad. Ultimately want the Chase Sapphire card but dont think I can qualify now. Help?

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If I were you I'd apply for the Barclay Rewards card.

And I'd refrain from getting any more store cards.