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What Cards could I get ?

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Anonymous
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What Cards could I get ?

I want to add atleast one more credit card to my profile but I dont know who will approve me my oldest account is 1.2 years my newest is 2 months i have bout 15 inq on all 3 reports and no baddies my eperian still has my chargoff it hasnt updted yet. who would be the easiest to get approved for.

Message 1 of 6
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Anonymous
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Re: What Cards could I get ?


@Anonymous wrote:

I want to add atleast one more credit card to my profile but I dont know who will approve me my oldest account is 1.2 years my newest is 2 months i have bout 15 inq on all 3 reports and no baddies my eperian still has my chargoff it hasnt updted yet. who would be the easiest to get approved for.


Based off of the provided information, if I was a lender, I'd approve you...probably for a $99/$105 secured card or so.

Message 2 of 6
Anonymous
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Re: What Cards could I get ?

i have a cap one secured I also had a BOA secured but it graduated to unsecure

Message 3 of 6
Anonymous
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Re: What Cards could I get ?


@Anonymous wrote:

i have a cap one secured I also had a BOA secured but it graduated to unsecure


Let some inquiries drop off before asking for new CCs or CLIs. That's what I'd do...actually, that's what I'm currently doing. 

Message 4 of 6
Anonymous
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Re: What Cards could I get ?

I might do the same let my accounts age and inq drop off I guess 5k is good enough for now

Message 5 of 6
Anonymous
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Re: What Cards could I get ?


@Anonymous wrote:

I might do the same let my accounts age and inq drop off I guess 5k is good enough for now


Yup, let those things age a bit. There's no need to apply for credit when you already have plenty of it.

 here's a saying that I adhere by:

 

"Just because you can, doesn't mean you have to." - ...

Message 6 of 6
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