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I want to add atleast one more credit card to my profile but I dont know who will approve me my oldest account is 1.2 years my newest is 2 months i have bout 15 inq on all 3 reports and no baddies my eperian still has my chargoff it hasnt updted yet. who would be the easiest to get approved for.
@Anonymous wrote:I want to add atleast one more credit card to my profile but I dont know who will approve me my oldest account is 1.2 years my newest is 2 months i have bout 15 inq on all 3 reports and no baddies my eperian still has my chargoff it hasnt updted yet. who would be the easiest to get approved for.
Based off of the provided information, if I was a lender, I'd approve you...probably for a $99/$105 secured card or so.
i have a cap one secured I also had a BOA secured but it graduated to unsecure
@Anonymous wrote:i have a cap one secured I also had a BOA secured but it graduated to unsecure
Let some inquiries drop off before asking for new CCs or CLIs. That's what I'd do...actually, that's what I'm currently doing.
I might do the same let my accounts age and inq drop off I guess 5k is good enough for now
@Anonymous wrote:I might do the same let my accounts age and inq drop off I guess 5k is good enough for now
Yup, let those things age a bit. There's no need to apply for credit when you already have plenty of it.
here's a saying that I adhere by:
"Just because you can, doesn't mean you have to." - ...