What Cards to Apply For

[Anonymous]

Need advice in which card companies are heavy Equifax pullers? Just had wifey get a CCT account and her highest score is 657 Eq,601Exp,634TU. Mine is 626 Exp, 629 Eq,635 TU. I want to start a little app spree for the holidays and rebuild at the same time. Thanks in advance

[baller4life]

What baddies does she have on EQ and how old? Does she have any other cards?

[Anonymous]

Wow, that is a new one. Many of us avoid EQ pullers because it is our lowest score.

Ones I am aware of:

Cabela Visa

Comenity

Bloomingdale's

657 is still a pretty low score, though -is she looking for store cards?

[Anonymous]

Cabelas hard to get? I have a 742 EQ with about 14inqs. Are they account sensistive? opened about 6 accounts in about 30days

[Anonymous]

don't take this the wrong way but idk if your scores are in the realm of "app spree"

what exactly did you want on your profile

[Anonymous]

I know it's not the best scores but it was worse. But I'm thinking maybe the Citi Double Cash for her. A mailer was sent her way for that one and Discover IT. My TU at 630s I'm thinking Barclays Rewards and Capital One Platinum sent mailers also. We both gotten Macy's and Walmart last week. There's a few baddies medical and one Judgement for hers. Mine I have COL Midland and CO for First Premier
We have a Capital One Secured 200 2.5 years
Best Buy 500 2 years
Credit One 750 2 years
Local Credit Union 500 to 2500 one year
Overstock 3100 three months
So basically I did not start apping since I tried the SCT Overstock back in August, so what you guys think

[Anonymous]

Oh yeah 18% utilization overall

[baller4life]

I definitely wouldn't have her app Citi. That would be a no go with baddies and mid 600's score. Discover would be iffy. But unlikely with baddies as well. You would stand a chance with Barclays Rewards and Cap One Platinum.

[Anonymous]

sounds like you're on the right start but you aren't to where you will likely get approvals from those other cards yet. citi is not baddie friendly at all and discover can be quite picky as well. i would try QS1 if you wanna build it up some. the barclay rewards may be an option but 630 and 634 TU will be a tight one. with baddies idk my friend. worst you can do is try and then give you a reason for their decision. good luck to you

[Anonymous]

---

@Anonymous wrote:

Cabelas hard to get? I have a 742 EQ with about 14inqs. Are they account sensistive? opened about 6 accounts in about 30days

---

Don't think it all that hard to get. I apped mine with EQ in the 680's and about 20 INQ's all in the last six months. At least six of my accounts are only 30 days old. They gave me a SL of 4k and sent the card as a VS. I would think your 742 and lower INQ's would pull a little higher SL. Cabela's may not always start with a huge SL but can grow given some time.