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What are My Changes of Approval for the AMEX PRG?

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Anonymous
Not applicable

Re: Apply as Student or Employed?

Thank you! I'll keep everyone updated, and I think I'll list student on the application.

Message 21 of 42
Anonymous
Not applicable

Re: Apply as Student or Employed?

Pleasure is all mine, Like AMEX says. Please check your EX FICO before you apply just to be sure. We will appreciate you updating us.

Message 22 of 42
lukepwnsall
Regular Contributor

Re: Apply as Student or Employed?

I got approved for 4 (2 at first day and the other 2 3 days later) amex cards with about 1.5 years Credit history and at the time a 686 fico on EX you should be fine. but check if your hesitant. Also if you apply and get approved for the PRG, apply for the everyday or some regular credit card for the 2 for 1 HP.

TU 786 (10/23) EQ 794 (10/23) EX 773 (10/23)
Message 23 of 42
Anonymous
Not applicable

Re: Apply as Student or Employed?

Just applied, and was given the: "Thanks. We've received your application, but we can't give you a decision right now. We'll process your application as soon as possible and send you a letter informing you of our decision within 14 days."

 

Any idea what this actually means? Was I denied outright?

Message 24 of 42
Anonymous
Not applicable

Re: What are My Changes of Approval for the AMEX PRG?

Just applied, and was given the: "Thanks. We've received your application, but we can't give you a decision right now. We'll process your application as soon as possible and send you a letter informing you of our decision within 14 days."

 

Any idea what this actually means? Was I denied outright?

Message 25 of 42
Anonymous
Not applicable

Re: Apply as Student or Employed?

Call one of these numbers and say that you want to suppliment information that may be needed to complete your application.1800 493 1058

186603140237

Message 26 of 42
Anonymous
Not applicable

Re: What are My Changes of Approval for the AMEX PRG?


@Anonymous wrote:

Just applied, and was given the: "Thanks. We've received your application, but we can't give you a decision right now. We'll process your application as soon as possible and send you a letter informing you of our decision within 14 days."

 

Any idea what this actually means? Was I denied outright?


Your income may be a factor.  But this wasn't an instant denial.  I know amex can be weird with addresses, so if you put your dorm address or something they might not know who you are.  Keep an eye on your email  They usually send an email with it.  It may just be a verification call.

 

Keep us posted.

Message 27 of 42
Anonymous
Not applicable

Re: What are My Changes of Approval for the AMEX PRG?

There is a duplicate thread from the OP. MOD, please merge it when you do have time, Thank you.

Message 28 of 42
Anonymous
Not applicable

Re: Apply as Student or Employed?

What other information do I need/expect to have to give them? Or will they already have questions for me based on my application and my credit report?

Message 29 of 42
elim
Senior Contributor

Re: What are My Changes of Approval for the AMEX PRG?

you'll be ok

 

heres an approval 4 months ago

 

0.62 AAoA
721 credit score (TU)
2 inquiries
$18,000 annually
19 years old

 

http://ficoforums.myfico.com/t5/Credit-Cards/Is-AMEX-worth-it-Update-APPROVED/m-p/3662500#M1000475

Message 30 of 42
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