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I would go for it.
















@Anonymous wrote:Are the pre-qualified virtually guarenteed? I got denied for a CSP about 6-7 weeks ago and really don't want another inquiry on there unless it comes to fruition...
nothing is a absolute lock, but Chase pre qual is pretty solid.
Excellent work Yes. Always great to see experts here help out rebuilders.
I didn't get anything on the chase pre-approval, unfortunately. In my case it is more credit building than rebuilding, but all the same really.
@Anonymous wrote:I didn't get anything on the chase pre-approval, unfortunately. In my case it is more credit building than rebuilding, but all the same really.
If you want the cards, you'd have to cold app. for them.
Yeah. I sort of figured that would be the case. I have a call to return to the Cap1 EO for a CLI. Maybe I will let that come to fruition prior to applying for another card. Thoughts?
@Anonymous wrote:Yeah. I sort of figured that would be the case. I have a call to return to the Cap1 EO for a CLI. Maybe I will let that come to fruition prior to applying for another card. Thoughts?
It doesn't make much difference as you have a thin file, but if you are more comfortable doing it that way then by all means. But if I were in your shoes, I'd apply. You need the cards to solidify your file and will be doing it anyway so I'd get it our of the way if I were you.
I sense some hesitation on your part. Are scared of denials?
I suppose a bit. Just want to be in the best position possible when applying...
@Anonymous wrote:I suppose a bit. Just want to be in the best position possible when applying...
You are in the best postion right now. Building credit can strike fear in anyone that is why this community is here to support you. The CLI from CAP 1 won't make much of a difference.
So lets do this.. We will do it one at a time so that you are not overwhelmed. Remember, because your file is thin this application will cause your score to reduce a bit. Don't panic as it will go back up.
Do you want the Chase Freedom card? If you do, have your phone charged and I hope you have eaten some breakfast. If you apply and it goes into pending, we will have you call and recon. I will tell you what to say when you call...
What do you think?